# bunq vs My VWPFS

The clearest difference is review sentiment: bunq at 42% against My VWPFS's 0%. bunq also leads on update cadence (weekly vs every 2 months) and ratings volume (1.4K vs 1). My VWPFS's advantage is rating (5.0 vs 4.4) and monetization model (ad-supported vs freemium). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

My VWPFS holds the better App Store score, 5.0 against 4.4. That said, the two scores are not equally well evidenced: bunq has 1.4K ratings behind it against 1, so its average is the more settled of the two. Written reviews complicate that: 42% of bunq's written reviews are positive against 0% of My VWPFS's, so the app with the better star average is not the one people write more warmly about.

bunq ships an update weekly, My VWPFS every 2 months. The most recent releases landed on October 24, 2026 and October 20, 2026 respectively.

## The numbers

| Metric | bunq | My VWPFS |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.4 (1.4K ratings)](https://appshunter.io/ios/app/bunq/id1021178150/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/my-vwpfs/id1531292539/reviews)** |
| Number of ratings | **1.4K** | 1 |
| Positive reviews | **42.4% of reviews** | 0.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Weekly** | Every 2 months |
| Monetization | Freemium | **Ad-supported** |
| Size | 468 MB | 96 MB |
| Requires iOS | **16.0** | 17.0 |
| Devices | iPhone, iPad | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [bunq](https://appshunter.io/developer/1021178149) | [Volkswagen PON Financial Services B.V.](https://appshunter.io/developer/1148033251) |

## What reviewers say

### bunq

[App page](https://appshunter.io/ios/app/bunq/id1021178150)

A mobile banking app designed for various life stages, offering easy account opening, wealth management, and budgeting tools. It provides features for everyday banking, business needs, and international lifestyles, with options for investing and cryptocurrency trading.

**Highlights:** Multiple bank accounts, Card management, Savings accounts and term deposits, Stock and ETF investing, Cryptocurrency trading, Contactless payment acceptance, Worldwide travel insurance

**Features:** macOS Compatibility, Siri integration, Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Instant payments
- 💡 Innovative features
- 👍 Easy to use
- 🌍 Great for expats
- 🔒 Secure banking

**What reviewers complain about**

- 🐛 Buggy app
- 🕰️ Slow customer support
- 💰 Expensive fees
- 🤖 Unhelpful AI chatbot
- 🔒 Account freezing issues

**Reported bugs**

- App crashes on login
- Incorrect transaction recording
- Verification issues

**Requested features**

- Bring back previous app design
- Improve account management features
- Provide phone-based customer support


### My VWPFS

[App page](https://appshunter.io/ios/app/my-vwpfs/id1531292539)

Access all your lease car information, including contract details, contact information, and transaction history. Schedule appointments, report damage, and use the integrated navigation system.

**Highlights:** Lease contract details, Fuel and fine transactions, Contact information, Appointment scheduling, Damage reporting, Navigation system

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is bunq free?

bunq is free to download, with no in-app purchases.

### Is My VWPFS free?

My VWPFS is free to download, with no in-app purchases.

### Which has better reviews, bunq or My VWPFS?

My VWPFS is rated higher. bunq averages 4.4 out of 5 from 1.4K ratings, while My VWPFS averages 5.0 from 1 ratings.

### Do bunq or My VWPFS have ads?

Neither bunq nor My VWPFS shows ads.

### Which is updated more often, bunq or My VWPFS?

bunq ships an update weekly, and My VWPFS every 2 months. Most recently, bunq was updated on October 24, 2026 and My VWPFS on October 20, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*