# bunq vs Renta 4 Pay

The clearest difference is update cadence: bunq at weekly against Renta 4 Pay's every 17 months. bunq also leads on review sentiment (42% vs 14%). Renta 4 Pay's advantage is monetization model (free vs freemium) and iOS requirement (13.0 vs 16.0). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

bunq ships an update weekly, Renta 4 Pay every 17 months. The most recent releases landed on November 6, 2026 and November 3, 2026 respectively.

## The numbers

| Metric | bunq | Renta 4 Pay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.5 (1.5K ratings)](https://appshunter.io/ios/app/bunq/id1021178150/reviews)** | — |
| Number of ratings | **1.5K** | — |
| Positive reviews | **42.4% of reviews** | 14.3% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Weekly** | Every 17 months |
| Monetization | Freemium | **Free** |
| Size | 468 MB | 10 MB |
| Requires iOS | 16.0 | **13.0** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [bunq](https://appshunter.io/developer/1021178149) | [Renta 4](https://appshunter.io/developer/1071522040) |

## What reviewers say

### bunq

[App page](https://appshunter.io/ios/app/bunq/id1021178150)

A mobile banking app offering easy account opening, budgeting tools, and investment options. Choose from various plans to manage personal or business finances, with features like contactless payments, multi-currency accounts, and travel insurance.

**Highlights:** Open account in 5 minutes, Budgeting and income organizer, Invest in stocks and crypto, Contactless payments, Multi-currency accounts, Worldwide travel insurance

**Features:** macOS Compatibility, Siri integration, Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Instant payments
- 💡 Innovative features
- 👍 Easy to use
- 🌍 Great for expats
- 🔒 Secure banking

**What reviewers complain about**

- 🐛 Buggy app
- 🕰️ Slow customer support
- 💰 Expensive fees
- 🤖 Unhelpful AI chatbot
- 🔒 Account freezing issues

**Reported bugs**

- App crashes on login
- Incorrect transaction recording
- Verification issues

**Requested features**

- Bring back previous app design
- Improve account management features
- Provide phone-based customer support


### Renta 4 Pay

[App page](https://appshunter.io/ios/app/renta-4-pay/id1571476097)

Manage your debit cards effortlessly with this finance app. Request, activate, and control your cards, including PIN access, transaction limits, and payment authorizations, all from your mobile device.

**Highlights:** Card application, Card activation, PIN lookup, Card on/off toggle, Transaction limit management, Transaction history, Notification settings, Payment authorization

**In-app purchases:** none


## Frequently asked questions

### Is bunq free?

bunq is free to download, with no in-app purchases.

### Is Renta 4 Pay free?

Renta 4 Pay is free to download, with no in-app purchases.

### Do bunq or Renta 4 Pay have ads?

Neither bunq nor Renta 4 Pay shows ads.

### Which is updated more often, bunq or Renta 4 Pay?

bunq ships an update weekly, and Renta 4 Pay every 17 months. Most recently, bunq was updated on November 6, 2026 and Renta 4 Pay on November 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*