# Optima24 vs Kompanion

The clearest difference is rating: Kompanion at 4.4 against Optima24's 3.5. Optima24's advantage is review sentiment (50% vs 33%). On price, ratings volume, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Kompanion holds the better App Store score, 4.4 against 3.5. Both are backed by a comparable volume of ratings — 199 and 71 respectively. Written reviews complicate that: 50% of Optima24's written reviews are positive against 33% of Kompanion's, so the app with the better star average is not the one people write more warmly about.

Optima24 ships an update every 2 weeks, Kompanion weekly. The most recent releases landed on September 23, 2026 and September 24, 2026 respectively.

## The numbers

| Metric | Optima24 | Kompanion |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.5 (199 ratings)](https://appshunter.io/ios/app/optima24/id1021852052/reviews) | **[4.4 (71 ratings)](https://appshunter.io/ios/app/kompanion/id1459828752/reviews)** |
| Number of ratings | **199** | 71 |
| Positive reviews | **50.0% of reviews** | 32.7% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 2 weeks | **Weekly** |
| Monetization | Free | Free |
| Size | 358 MB | 414 MB |
| Requires iOS | 15.6 | **15.0** |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Optima Bank OAO](https://appshunter.io/developer/1575934233) | [Банк Компаньон](https://appshunter.io/developer/1282298477) |

## What reviewers say

### Optima24

[App page](https://appshunter.io/ios/app/optima24/id1021852052)

Manage your finances with this secure and technological mobile app. It offers instant transfers, bill payments, loan and deposit options, and account management. Access card discounts and generate statements easily.

**Highlights:** Instant card transfers, International Visa transfers, Interbank transfers, Bill and service payments, Online loans and deposits, Account statement generation, Card discount catalog

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 User-friendly and intuitive interface
- 💼 Reliable banking service
- 🌍 Convenient for international transactions
- ⭐ Good customer service at branches
- 📱 Stable app performance after recent updates

**What reviewers complain about**

- 🐛 Frequent app crashes and freezes
- ⏳ Slow loading times and infinite loading
- 🔄 Constant need for app updates
- ❌ Balance display issues
- 📊 Payment history not loading

**Reported bugs**

- App crashes during authentication and Face ID
- Cannot transfer between own accounts
- Dollar account currency conversion errors
- Cannot open deposits from dollar accounts
- White screen after identification process

**Requested features**

- Apple Pay integration
- QR code scanning and payment functionality
- Dollar-denominated deposits
- Template saving for transfers
- Improved multi-currency account handling


### Kompanion

[App page](https://appshunter.io/ios/app/kompanion/id1459828752)

This mobile banking and e-wallet app allows 24/7 transactions. Send money, pay bills from over 200 providers, manage deposits, and repay loans easily.

**Highlights:** 24/7 mobile banking, Money transfers (domestic & international), Bill payments (200+ providers), Online deposit management, Loan repayment

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Optima24 free?

Optima24 is free to download, with no in-app purchases.

### Is Kompanion free?

Kompanion is free to download, with no in-app purchases.

### Which has better reviews, Optima24 or Kompanion?

Kompanion is rated higher. Optima24 averages 3.5 out of 5 from 199 ratings, while Kompanion averages 4.4 from 71 ratings.

### Do Optima24 or Kompanion have ads?

Neither Optima24 nor Kompanion shows ads.

### Which is updated more often, Optima24 or Kompanion?

Optima24 ships an update every 2 weeks, and Kompanion weekly. Most recently, Optima24 was updated on September 23, 2026 and Kompanion on September 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*