# Optima24 vs Мой_свет

The clearest difference is rating: Мой_свет at 4.7 against Optima24's 3.5. Мой_свет also leads on review sentiment (63% vs 49%). On price, ratings volume, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Мой_свет holds the better App Store score, 4.7 against 3.5. Both are backed by a comparable volume of ratings — 199 and 229 respectively. Written reviews point the same way: 49% of Optima24's written reviews are positive against 63% of Мой_свет's.

Optima24 ships an update fortnightly, Мой_свет every 2 weeks. The most recent releases landed on November 1, 2026 and October 30, 2026 respectively.

## The numbers

| Metric | Optima24 | Мой_свет |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.5 (199 ratings)](https://appshunter.io/ios/app/optima24/id1021852052/reviews) | **[4.7 (229 ratings)](https://appshunter.io/ios/app/id1630928756/reviews)** |
| Number of ratings | 199 | **229** |
| Positive reviews | 49.1% of reviews | **63.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Fortnightly | **Every 2 weeks** |
| Monetization | Free | Free |
| Size | 353 MB | 29 MB |
| Requires iOS | 15.6 | **15.0** |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Optima Bank OAO](https://appshunter.io/developer/1575934233) | [Urmat Saparot](https://appshunter.io/developer/1521793094) |

## What reviewers say

### Optima24

[App page](https://appshunter.io/ios/app/optima24/id1021852052)

Manage your finances with this secure and technological mobile app. It offers instant transfers, bill payments, loan and deposit options, and account management. Access card discounts and generate statements easily.

**Highlights:** Instant card transfers, International Visa transfers, Interbank transfers, Bill and service payments, Online loans and deposits, Account statement generation, Card discount catalog

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 User-friendly and intuitive interface
- 💼 Reliable banking service
- 🌍 Convenient for international transactions
- ⭐ Good customer service at branches
- 📱 Stable app performance after recent updates

**What reviewers complain about**

- 🐛 Frequent app crashes and freezes
- ⏳ Slow loading times and infinite loading
- 🔄 Constant need for app updates
- ❌ Balance display issues
- 📊 Payment history not loading

**Reported bugs**

- App crashes during authentication and Face ID
- Cannot transfer between own accounts
- Dollar account currency conversion errors
- Cannot open deposits from dollar accounts
- White screen after identification process

**Requested features**

- Apple Pay integration
- QR code scanning and payment functionality
- Dollar-denominated deposits
- Template saving for transfers
- Improved multi-currency account handling


### Мой_свет

[App page](https://appshunter.io/ios/app/id1630928756)

This official app allows users to monitor their electricity payments and charges. Track your energy consumption and billing details conveniently.

**Highlights:** Monitor electricity payments, View billing charges, Official utility app, Energy consumption tracking

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Optima24 free?

Optima24 is free to download, with no in-app purchases.

### Is Мой_свет free?

Мой_свет is free to download, with no in-app purchases.

### Which has better reviews, Optima24 or Мой_свет?

Мой_свет is rated higher. Optima24 averages 3.5 out of 5 from 199 ratings, while Мой_свет averages 4.7 from 229 ratings.

### Do Optima24 or Мой_свет have ads?

Neither Optima24 nor Мой_свет shows ads.

### Which is updated more often, Optima24 or Мой_свет?

Optima24 ships an update fortnightly, and Мой_свет every 2 weeks. Most recently, Optima24 was updated on November 1, 2026 and Мой_свет on October 30, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*