# Optima24 vs RedPay KG

The clearest difference is rating: RedPay KG at 4.9 against Optima24's 3.5. On price, ratings volume, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

RedPay KG holds the better App Store score, 4.9 against 3.5. Both are backed by a comparable volume of ratings — 199 and 493 respectively.

Optima24 ships an update every 2 weeks, RedPay KG fortnightly. The most recent releases landed on September 28, 2026 and September 26, 2026 respectively.

## The numbers

| Metric | Optima24 | RedPay KG |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.5 (199 ratings)](https://appshunter.io/ios/app/optima24/id1021852052/reviews) | **[4.9 (493 ratings)](https://appshunter.io/ios/app/redpay-kg/id1645905176/reviews)** |
| Number of ratings | 199 | **493** |
| Positive reviews | 49.6% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 2 weeks** | Fortnightly |
| Monetization | Free | Free |
| Size | 350 MB | 212 MB |
| Requires iOS | **15.6** | 16.0 |
| Devices | iPhone, iPod | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Optima Bank OAO](https://appshunter.io/developer/1575934233) | [Bakyt Itigulov](https://appshunter.io/developer/1035162038) |

## What reviewers say

### Optima24

[App page](https://appshunter.io/ios/app/optima24/id1021852052)

Manage your finances with this secure and technological mobile app. It offers instant transfers, bill payments, loan and deposit options, and account management. Access card discounts and generate statements easily.

**Highlights:** Instant card transfers, International Visa transfers, Interbank transfers, Bill and service payments, Online loans and deposits, Account statement generation, Card discount catalog

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 User-friendly and intuitive interface
- 💼 Reliable banking service
- 🌍 Convenient for international transactions
- ⭐ Good customer service at branches
- 📱 Stable app performance after recent updates

**What reviewers complain about**

- 🐛 Frequent app crashes and freezes
- ⏳ Slow loading times and infinite loading
- 🔄 Constant need for app updates
- ❌ Balance display issues
- 📊 Payment history not loading

**Reported bugs**

- App crashes during authentication and Face ID
- Cannot transfer between own accounts
- Dollar account currency conversion errors
- Cannot open deposits from dollar accounts
- White screen after identification process

**Requested features**

- Apple Pay integration
- QR code scanning and payment functionality
- Dollar-denominated deposits
- Template saving for transfers
- Improved multi-currency account handling


### RedPay KG

[App page](https://appshunter.io/ios/app/redpay-kg/id1645905176)

This app provides drivers and fleet owners in Kyrgyzstan with a digital solution for managing fuel purchases and in-store transactions at over 200 Red Petroleum gas stations. It offers features like virtual card issuance, contactless payment, loyalty program integration, and real-time expense tracking.

**Highlights:** Digital fuel payment, Virtual fuel card, In-store purchases via app, Loyalty points and cashback, Real-time expense tracking, Station locator and price updates, Online refueling

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is Optima24 free?

Optima24 is free to download, with no in-app purchases.

### Is RedPay KG free?

RedPay KG is free to download, with no in-app purchases.

### Which has better reviews, Optima24 or RedPay KG?

RedPay KG is rated higher. Optima24 averages 3.5 out of 5 from 199 ratings, while RedPay KG averages 4.9 from 493 ratings.

### Do Optima24 or RedPay KG have ads?

Neither Optima24 nor RedPay KG shows ads.

### Which is updated more often, Optima24 or RedPay KG?

Optima24 ships an update every 2 weeks, and RedPay KG fortnightly. Most recently, Optima24 was updated on September 28, 2026 and RedPay KG on September 26, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*