# Optima24 vs ABank

The clearest difference is rating: Optima24 at 3.5 against ABank's 2.2. Optima24 also leads on review sentiment (50% vs 13%) and ratings volume (199 vs 17). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Optima24 holds the better App Store score, 3.5 against 2.2. That said, the two scores are not equally well evidenced: Optima24 has 199 ratings behind it against 17, so its average is the more settled of the two. Written reviews point the same way: 50% of Optima24's written reviews are positive against 13% of ABank's.

Optima24 ships an update every 2 weeks, ABank fortnightly. The most recent releases landed on October 15, 2026 and October 12, 2026 respectively.

## The numbers

| Metric | Optima24 | ABank |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.5 (199 ratings)](https://appshunter.io/ios/app/optima24/id1021852052/reviews)** | [2.2 (17 ratings)](https://appshunter.io/ios/app/abank/id6738693679/reviews) |
| Number of ratings | **199** | 17 |
| Positive reviews | **49.6% of reviews** | 12.5% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 2 weeks** | Fortnightly |
| Monetization | Free | Free |
| Size | 350 MB | 180 MB |
| Requires iOS | 15.6 | **15.5** |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Optima Bank OAO](https://appshunter.io/developer/1575934233) | [OAO Ayil Bank](https://appshunter.io/developer/1468202882) |

## What reviewers say

### Optima24

[App page](https://appshunter.io/ios/app/optima24/id1021852052)

Manage your finances with this secure and technological mobile app. It offers instant transfers, bill payments, loan and deposit options, and account management. Access card discounts and generate statements easily.

**Highlights:** Instant card transfers, International Visa transfers, Interbank transfers, Bill and service payments, Online loans and deposits, Account statement generation, Card discount catalog

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 User-friendly and intuitive interface
- 💼 Reliable banking service
- 🌍 Convenient for international transactions
- ⭐ Good customer service at branches
- 📱 Stable app performance after recent updates

**What reviewers complain about**

- 🐛 Frequent app crashes and freezes
- ⏳ Slow loading times and infinite loading
- 🔄 Constant need for app updates
- ❌ Balance display issues
- 📊 Payment history not loading

**Reported bugs**

- App crashes during authentication and Face ID
- Cannot transfer between own accounts
- Dollar account currency conversion errors
- Cannot open deposits from dollar accounts
- White screen after identification process

**Requested features**

- Apple Pay integration
- QR code scanning and payment functionality
- Dollar-denominated deposits
- Template saving for transfers
- Improved multi-currency account handling


### ABank

[App page](https://appshunter.io/ios/app/abank/id6738693679)

Manage your finances with an updated mobile banking app. Perform transfers, make payments, and manage accounts with an intuitive interface and enhanced security features. Track your spending and block cards instantly.

**Highlights:** Intuitive and user-friendly interface, Fast, stable, and reliable performance, Payments and transfers by card, account, or phone number, Service payments (utilities, internet, taxes), Account opening and management, Detailed transaction history, Instant card blocking, Biometric login (fingerprint, Face ID)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Optima24 free?

Optima24 is free to download, with no in-app purchases.

### Is ABank free?

ABank is free to download, with no in-app purchases.

### Which has better reviews, Optima24 or ABank?

Optima24 is rated higher. Optima24 averages 3.5 out of 5 from 199 ratings, while ABank averages 2.2 from 17 ratings.

### Do Optima24 or ABank have ads?

Neither Optima24 nor ABank shows ads.

### Which is updated more often, Optima24 or ABank?

Optima24 ships an update every 2 weeks, and ABank fortnightly. Most recently, Optima24 was updated on October 15, 2026 and ABank on October 12, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*