# Optima24 vs Mybaraka

The clearest difference is review sentiment: Mybaraka at 100% against Optima24's 50%. Optima24's advantage is in-app purchases (none vs 2) and update cadence (every 2 weeks vs every 2 months). On price, ads, device support and iOS requirement there is nothing between them.

Both are free to download. Mybaraka sells 2 in-app purchases, starting at $3.99 per month. Optima24 asks for nothing beyond the download.

Optima24 ships an update every 2 weeks, Mybaraka every 2 months. The most recent releases landed on October 26, 2026 and October 24, 2026 respectively.

## The numbers

| Metric | Optima24 | Mybaraka |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.5 (199 ratings)](https://appshunter.io/ios/app/optima24/id1021852052/reviews)** | — |
| Number of ratings | **199** | — |
| Positive reviews | 49.6% of reviews | **100.0% of reviews** |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | **Every 2 weeks** | Every 2 months |
| Monetization | **Free** | Free with in-app purchases |
| Size | 350 MB | 43 MB |
| Requires iOS | 15.6 | **15.0** |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Optima Bank OAO](https://appshunter.io/developer/1575934233) | [Aygul Sansyzbayeva](https://appshunter.io/developer/1869576479) |

## What reviewers say

### Optima24

[App page](https://appshunter.io/ios/app/optima24/id1021852052)

Manage your finances with this secure and technological mobile app. It offers instant transfers, bill payments, loan and deposit options, and account management. Access card discounts and generate statements easily.

**Highlights:** Instant card transfers, International Visa transfers, Interbank transfers, Bill and service payments, Online loans and deposits, Account statement generation, Card discount catalog

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 User-friendly and intuitive interface
- 💼 Reliable banking service
- 🌍 Convenient for international transactions
- ⭐ Good customer service at branches
- 📱 Stable app performance after recent updates

**What reviewers complain about**

- 🐛 Frequent app crashes and freezes
- ⏳ Slow loading times and infinite loading
- 🔄 Constant need for app updates
- ❌ Balance display issues
- 📊 Payment history not loading

**Reported bugs**

- App crashes during authentication and Face ID
- Cannot transfer between own accounts
- Dollar account currency conversion errors
- Cannot open deposits from dollar accounts
- White screen after identification process

**Requested features**

- Apple Pay integration
- QR code scanning and payment functionality
- Dollar-denominated deposits
- Template saving for transfers
- Improved multi-currency account handling


### Mybaraka

[App page](https://appshunter.io/ios/app/mybaraka/id6756104726)

Manage your money with a smart budgeting tool. Track expenses, monitor subscriptions, and set savings goals. Get personalized financial advice from an AI assistant in multiple languages.

**Highlights:** Smart budgeting, Expense logging, Subscription monitoring, Savings goals, AI financial advice, Multi-wallet tracking

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Mybaraka Pro | $3.99 | per month |
| Mybaraka Про | $34.99 | per year |


## Frequently asked questions

### Is Optima24 free?

Optima24 is free to download, with no in-app purchases.

### Is Mybaraka free?

Mybaraka is free to download, with in-app purchases available.

### Do Optima24 or Mybaraka have ads?

Neither Optima24 nor Mybaraka shows ads.

### Which is updated more often, Optima24 or Mybaraka?

Optima24 ships an update every 2 weeks, and Mybaraka every 2 months. Most recently, Optima24 was updated on October 26, 2026 and Mybaraka on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*