# ReferLive vs LSCU

The clearest difference is review sentiment: LSCU at 100% against ReferLive's 0%. LSCU also leads on rating (4.9 vs 3.3) and update cadence (monthly vs every 5 months). ReferLive's advantage is iOS requirement (8.0 vs 15.1). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

LSCU holds the better App Store score, 4.9 against 3.3. That said, the two scores are not equally well evidenced: LSCU has 1.1K ratings behind it against 6, so its average is the more settled of the two. Written reviews point the same way: 0% of ReferLive's written reviews are positive against 100% of LSCU's.

ReferLive ships an update every 5 months, LSCU monthly. The most recent releases landed on October 29, 2026 and October 24, 2026 respectively.

## The numbers

| Metric | ReferLive | LSCU |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.3 (6 ratings)](https://appshunter.io/ios/app/referlive/id1023364219/reviews) | **[4.9 (1.1K ratings)](https://appshunter.io/ios/app/lscu/id1566833161/reviews)** |
| Number of ratings | 6 | **1.1K** |
| Positive reviews | 0.0% of reviews | **100.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 5 months | **Monthly** |
| Monetization | Free | Free |
| Size | 14 MB | 110 MB |
| Requires iOS | **8.0** | 15.1 |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [CustomerStream Inc](https://appshunter.io/developer/1023364218) | [Lone Star Credit Union](https://appshunter.io/developer/1446088632) |

## What reviewers say

### ReferLive

[App page](https://appshunter.io/ios/app/referlive/id1023364219)

Earn money by referring friends to open new bank accounts. Receive bonus payments of $50 or more for each qualified referral, with the potential to earn over $500 annually. Track your progress and manage referrals easily.

**Highlights:** Refer friends via text, email, or social media, Track referral progress, Quick login feature, Receive reward cards for referrals, Direct contact with support

**Features:** macOS Compatibility

**In-app purchases:** none


### LSCU

[App page](https://appshunter.io/ios/app/lscu/id1566833161)

Manage your credit union accounts conveniently from your mobile device. This app offers a secure and user-friendly digital banking experience, allowing you to check balances, view transactions, and perform essential banking tasks on the go.

**Highlights:** Customizable Dashboard, Deposit Checks, Member to Member Transfers, Pay Loans, Real Time Alerts, Enhanced Security, Branch and ATM Locator

**Features:** Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is ReferLive free?

ReferLive is free to download, with no in-app purchases.

### Is LSCU free?

LSCU is free to download, with no in-app purchases.

### Which has better reviews, ReferLive or LSCU?

LSCU is rated higher. ReferLive averages 3.3 out of 5 from 6 ratings, while LSCU averages 4.9 from 1.1K ratings.

### Do ReferLive or LSCU have ads?

Neither ReferLive nor LSCU shows ads.

### Which is updated more often, ReferLive or LSCU?

ReferLive ships an update every 5 months, and LSCU monthly. Most recently, ReferLive was updated on October 29, 2026 and LSCU on October 24, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*