# ReferLive vs UHFCU Card Control

The clearest difference is update cadence: UHFCU Card Control at every 2 months against ReferLive's every 5 months. ReferLive's advantage is iOS requirement (8.0 vs 15.0). On price, rating, ratings volume and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReferLive holds the better App Store score, 3.3 against 3.2. Both are backed by a comparable volume of ratings — 6 and 6 respectively.

ReferLive ships an update every 5 months, UHFCU Card Control every 2 months. The most recent releases landed on November 1, 2026 and November 4, 2026 respectively.

## The numbers

| Metric | ReferLive | UHFCU Card Control |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.3 (6 ratings)](https://appshunter.io/ios/app/referlive/id1023364219/reviews)** | [3.2 (6 ratings)](https://appshunter.io/ios/app/uhfcu-card-control/id6714456959/reviews) |
| Number of ratings | 6 | 6 |
| Positive reviews | 0.0% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 5 months | **Every 2 months** |
| Monetization | Free | Free |
| Size | 14 MB | 63 MB |
| Requires iOS | **8.0** | 15.0 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [CustomerStream Inc](https://appshunter.io/developer/1023364218) | [University of Hawaii Federal Credit Union](https://appshunter.io/developer/533511429) |

## What reviewers say

### ReferLive

[App page](https://appshunter.io/ios/app/referlive/id1023364219)

Earn money by referring friends to open new bank accounts. Receive bonus payments of $50 or more for each qualified referral, with the potential to earn over $500 annually. Track your progress and manage referrals easily.

**Highlights:** Refer friends via text, email, or social media, Track referral progress, Quick login feature, Receive reward cards for referrals, Direct contact with support

**Features:** macOS Compatibility

**In-app purchases:** none


### UHFCU Card Control

[App page](https://appshunter.io/ios/app/uhfcu-card-control/id6714456959)

Manage your credit union cards with ease. Control spending, set usage rules, and view transaction details. Freeze or unfreeze your card instantly, activate new cards, and report issues.

**Highlights:** Card usage control, Transaction monitoring, Card freezing/unfreezing, Mobile wallet push, Dispute resolution, Card activation, Spending limits

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is ReferLive free?

ReferLive is free to download, with no in-app purchases.

### Is UHFCU Card Control free?

UHFCU Card Control is free to download, with no in-app purchases.

### Which has better reviews, ReferLive or UHFCU Card Control?

ReferLive is rated higher. ReferLive averages 3.3 out of 5 from 6 ratings, while UHFCU Card Control averages 3.2 from 6 ratings.

### Do ReferLive or UHFCU Card Control have ads?

Neither ReferLive nor UHFCU Card Control shows ads.

### Which is updated more often, ReferLive or UHFCU Card Control?

ReferLive ships an update every 5 months, and UHFCU Card Control every 2 months. Most recently, ReferLive was updated on November 1, 2026 and UHFCU Card Control on November 4, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*