# Manulife Bank Mobile vs Payreq

The clearest difference is review sentiment: Manulife Bank Mobile at 30% against Payreq's 0%. Manulife Bank Mobile also leads on update cadence (every 3 weeks vs every 7 months). Payreq's advantage is monetization model (free vs free with in-app purchases). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Manulife Bank Mobile ships an update every 3 weeks, Payreq every 7 months. The most recent releases landed on October 26, 2026 and October 8, 2026 respectively.

## The numbers

| Metric | Manulife Bank Mobile | Payreq |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.9 (88 ratings)](https://appshunter.io/ios/app/manulife-bank-mobile/id1024071512/reviews)** | — |
| Number of ratings | **88** | — |
| Positive reviews | **30.0% of reviews** | 0.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 3 weeks** | Every 7 months |
| Monetization | Free with in-app purchases | **Free** |
| Size | 96 MB | 24 MB |
| Requires iOS | 16.0 | **15.1** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [The Manufacturers Life Insurance Company](https://appshunter.io/developer/470293970) | [Payreq](https://appshunter.io/developer/1609014173) |

## What reviewers say

### Manulife Bank Mobile

[App page](https://appshunter.io/ios/app/manulife-bank-mobile/id1024071512)

Manage your finances on the go with secure banking features. Check balances, pay bills, transfer funds, deposit checks, and automate savings. Personalize your experience with custom themes and enjoy smart spending insights.

**Highlights:** Secure sign-in with Face ID/Touch ID, Customizable dashboard and themes, Personalized spending insights, Automated savings with Savings Sweeps, Mobile check deposit, Interac e-Transfers, Bill payments and scheduling

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Easy and fast
- 👍 User-friendly interface
- 👍 Excellent customer service
- 👍 App is fast and efficient
- 👍 Great banking app

**What reviewers complain about**

- 🐛 App crashes frequently
- 🐛 App freezes often
- 🐛 Login issues
- 🐛 Incompatible with older iOS versions
- 🐛 Poor cheque deposit functionality

**Reported bugs**

- App requires update but no update available in App Store
- App freezes on first screen and kicks user out
- App crashing after login
- App freezes and kicks user out after login
- App keeps crashing and/or navigation issues

**Requested features**

- Ability to turn off floating Live Chat button
- Add notes field to transaction details
- Option to make recurring payments to any contact
- Ability to set a nickname for TFSA Advantage accounts
- Improve auto cheque capture or allow manual capture option


### Payreq

[App page](https://appshunter.io/ios/app/payreq/id1609150655)

Securely access and manage important documents like bills and payslips from various organizations. This app provides a private digital space for transactions and eliminates the need to search through emails or physical mail.

**Highlights:** Access bills and payslips, Secure digital space, Manage transactions, Receive document notifications, Easy account creation

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Manulife Bank Mobile free?

Manulife Bank Mobile is free to download, with no in-app purchases.

### Is Payreq free?

Payreq is free to download, with no in-app purchases.

### Do Manulife Bank Mobile or Payreq have ads?

Neither Manulife Bank Mobile nor Payreq shows ads.

### Which is updated more often, Manulife Bank Mobile or Payreq?

Manulife Bank Mobile ships an update every 3 weeks, and Payreq every 7 months. Most recently, Manulife Bank Mobile was updated on October 26, 2026 and Payreq on October 8, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*