# 蚂蚁财富 vs 房贷计算器

The clearest difference is rating: 房贷计算器 at 4.7 against 蚂蚁财富's 4.2. 房贷计算器 also leads on monetization model (ad-supported vs free with in-app purchases). 蚂蚁财富's advantage is ads (none vs shown) and ratings volume (358 vs 13). On price, update cadence, in-app purchases and iOS requirement there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

房贷计算器 holds the better App Store score, 4.7 against 4.2. That said, the two scores are not equally well evidenced: 蚂蚁财富 has 358 ratings behind it against 13, so its average is the more settled of the two.

Both ship on a similar rhythm, roughly fortnightly. The most recent releases landed on October 24, 2026 and October 4, 2026 respectively.

## The numbers

| Metric | 蚂蚁财富 | 房贷计算器 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.2 (358 ratings)](https://appshunter.io/ios/app/id1025628019/reviews) | **[4.7 (13 ratings)](https://appshunter.io/ios/app/lpr/id1272033544/reviews)** |
| Number of ratings | **358** | 13 |
| Positive reviews | 54.8% of reviews | — |
| In-app purchases | No | No |
| Ads | **No** | Yes |
| Update frequency | Fortnightly | Fortnightly |
| Monetization | Free with in-app purchases | **Ad-supported** |
| Size | 391 MB | 23 MB |
| Requires iOS | **13.0** | 14.0 |
| Devices | **iPhone, iPad, iPod, Apple Watch** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Ant Wealth (Shanghai) Technology Co., Ltd.](https://appshunter.io/developer/1025628018) | [周 徐](https://appshunter.io/developer/1106215429) |

## What reviewers say

### 蚂蚁财富

[App page](https://appshunter.io/ios/app/id1025628019)

A comprehensive financial management platform offering a wide range of investment products, including funds, gold, and fixed deposits. It provides real-time market data, personalized watchlists, and a community for investors to share insights and experiences. Manage your assets clearly with daily income tracking and custom grouping.

**Highlights:** Diverse investment products (funds, gold, fixed deposits), Real-time market data and analysis, Personalized watchlists for stocks and funds, Professional financial community for interaction, Clear asset management with daily income tracking, Fund subscription discounts

**Features:** Apple Wallet, Apple Watch app, Vision Pro support

**In-app purchases:** none


### 房贷计算器

[App page](https://appshunter.io/ios/app/lpr/id1272033544)

This tool helps users manage mortgage payments with timely reminders to avoid late fees and credit score damage. It calculates various loan types and repayment methods, offering clear repayment plans and up-to-date interest rate information.

**Highlights:** Mortgage repayment reminders, LPR and standard interest rate calculation, Commercial, provident fund, and combined loans, Equal principal and interest repayment, Equal principal repayment, Clear repayment plans

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is 蚂蚁财富 free?

蚂蚁财富 is free to download, with no in-app purchases.

### Is 房贷计算器 free?

房贷计算器 is free to download, with no in-app purchases.

### Which has better reviews, 蚂蚁财富 or 房贷计算器?

房贷计算器 is rated higher. 蚂蚁财富 averages 4.2 out of 5 from 358 ratings, while 房贷计算器 averages 4.7 from 13 ratings.

### Do 蚂蚁财富 or 房贷计算器 have ads?

房贷计算器 shows ads; 蚂蚁财富 does not.

### Which is updated more often, 蚂蚁财富 or 房贷计算器?

蚂蚁财富 ships an update fortnightly, and 房贷计算器 fortnightly. Most recently, 蚂蚁财富 was updated on October 24, 2026 and 房贷计算器 on October 4, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*