# 蚂蚁财富 vs Z有钱

The clearest difference is review sentiment: Z有钱 at 95% against 蚂蚁财富's 55%. Z有钱 also leads on monetization model (free vs free with in-app purchases). 蚂蚁财富's advantage is device support (4 vs 2) and iOS requirement (13.0 vs 15.5). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

蚂蚁财富 ships an update fortnightly, Z有钱 every 3 weeks. The most recent releases landed on October 29, 2026 and October 28, 2026 respectively.

## The numbers

| Metric | 蚂蚁财富 | Z有钱 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.2 (357 ratings)](https://appshunter.io/ios/app/id1025628019/reviews)** | — |
| Number of ratings | **357** | — |
| Positive reviews | 54.8% of reviews | **95.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Fortnightly** | Every 3 weeks |
| Monetization | Free with in-app purchases | **Free** |
| Size | 391 MB | 158 MB |
| Requires iOS | **13.0** | 15.5 |
| Devices | **iPhone, iPad, iPod, Apple Watch** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Ant Wealth (Shanghai) Technology Co., Ltd.](https://appshunter.io/developer/1025628018) | [Chongqing Duxiaoman Information Technology Co.Ltd](https://appshunter.io/developer/1574648048) |

## What reviewers say

### 蚂蚁财富

[App page](https://appshunter.io/ios/app/id1025628019)

A comprehensive financial management platform offering a wide range of investment products, including funds, gold, and fixed deposits. It provides real-time market data, personalized watchlists, and a community for investors to share insights and experiences. Manage your assets clearly with daily income tracking and custom grouping.

**Highlights:** Diverse investment products (funds, gold, fixed deposits), Real-time market data and analysis, Personalized watchlists for stocks and funds, Professional financial community for interaction, Clear asset management with daily income tracking, Fund subscription discounts

**Features:** Apple Wallet, Apple Watch app, Vision Pro support

**In-app purchases:** none


### Z有钱

[App page](https://appshunter.io/ios/app/zai/id6756996468)

This app offers a streamlined approach to personal finance management. It simplifies tracking expenses and income through voice or photo input, provides insightful financial reports, and helps users manage budgets effectively.

**Highlights:** Voice and photo expense tracking, Budget management, Financial reporting with charts, Multi-ledger management, Income and expense flow visualization

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is 蚂蚁财富 free?

蚂蚁财富 is free to download, with no in-app purchases.

### Is Z有钱 free?

Z有钱 is free to download, with no in-app purchases.

### Do 蚂蚁财富 or Z有钱 have ads?

Neither 蚂蚁财富 nor Z有钱 shows ads.

### Which is updated more often, 蚂蚁财富 or Z有钱?

蚂蚁财富 ships an update fortnightly, and Z有钱 every 3 weeks. Most recently, 蚂蚁财富 was updated on October 29, 2026 and Z有钱 on October 28, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*