# 融360 vs 360你财富

The clearest difference is ratings volume: 融360 at 41 against 360你财富's 9. On price, rating, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.4 for 融360 against 4.4 for 360你财富. Both are backed by a comparable volume of ratings — 41 and 9 respectively.

Both ship on a similar rhythm, roughly every 6 weeks. The most recent releases landed on October 12, 2026 and October 7, 2026 respectively.

## The numbers

| Metric | 融360 | 360你财富 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.4 (41 ratings)](https://appshunter.io/ios/app/360/id1026689855/reviews) | [4.4 (9 ratings)](https://appshunter.io/ios/app/360/id1026789253/reviews) |
| Number of ratings | **41** | 9 |
| Positive reviews | 87.9% of reviews | — |
| In-app purchases | No | No |
| Ads | Yes | Yes |
| Update frequency | Every 6 weeks | Every 6 weeks |
| Monetization | Ad-supported | Ad-supported |
| Size | 104 MB | 110 MB |
| Requires iOS | 13.0 | **12.0** |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 17+ | 4+ |
| Developer | [融360](https://appshunter.io/developer/562807898) | [北京你财富计算机科技有限公司](https://appshunter.io/developer/1116038167) |

## What reviewers say

### 融360

[App page](https://appshunter.io/ios/app/360/id1026689855)

This platform helps users find and compare financial products like loans and credit cards. It offers personalized recommendations based on user needs and provides financial education resources. Loans are sourced from regulated institutions with flexible repayment options.

**Highlights:** Loan amount up to 200,000 CNY, Low annual interest rates (7.2%-24%), Flexible repayment options (6, 12, 24 months), Loans from regulated financial institutions, Financial education and industry reports, AI-powered product matching

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### 360你财富

[App page](https://appshunter.io/ios/app/360/id1026789253)

This platform offers a range of financial products including bank deposits and fund investments. It provides options for flexible withdrawals, high interest rates, and a wide selection of funds with professional team support. Security and user account protection are emphasized.

**Highlights:** Bank deposit products, Fund investment options, Flexible withdrawals, High interest rates, Professional financial team, Account security

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is 融360 free?

融360 is free to download, with no in-app purchases.

### Is 360你财富 free?

360你财富 is free to download, with no in-app purchases.

### Which has better reviews, 融360 or 360你财富?

融360 and 360你财富 are both rated 4.4 out of 5 on the App Store, from 41 and 9 ratings respectively.

### Do 融360 or 360你财富 have ads?

Both 融360 and 360你财富 show ads.

### Which is updated more often, 融360 or 360你财富?

融360 ships an update every 6 weeks, and 360你财富 every 6 weeks. Most recently, 融360 was updated on October 12, 2026 and 360你财富 on October 7, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*