# 融360 vs 招联好期贷

The clearest difference is ads: 招联好期贷 at none against 融360's shown. 招联好期贷 also leads on rating (4.8 vs 4.4) and ratings volume (47K vs 43). On price, review sentiment, update cadence and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

招联好期贷 holds the better App Store score, 4.8 against 4.4. That said, the two scores are not equally well evidenced: 招联好期贷 has 47K ratings behind it against 43, so its average is the more settled of the two. Written reviews complicate that: 88% of 融360's written reviews are positive against 86% of 招联好期贷's, so the app with the better star average is not the one people write more warmly about.

融360 ships an update every 6 weeks, 招联好期贷 every 2 months. The most recent releases landed on November 1, 2026 and November 4, 2026 respectively.

## The numbers

| Metric | 融360 | 招联好期贷 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.4 (43 ratings)](https://appshunter.io/ios/app/360/id1026689855/reviews) | **[4.8 (47K ratings)](https://appshunter.io/ios/app/id1048502460/reviews)** |
| Number of ratings | 43 | **47K** |
| Positive reviews | **87.9% of reviews** | 86.4% of reviews |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | **Every 6 weeks** | Every 2 months |
| Monetization | Ad-supported | **Free** |
| Size | 104 MB | 121 MB |
| Requires iOS | 13.0 | 13.0 |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 17+ | 17+ |
| Developer | [融360](https://appshunter.io/developer/562807898) | [招联消费金融股份有限公司](https://appshunter.io/developer/978599334) |

## What reviewers say

### 融360

[App page](https://appshunter.io/ios/app/360/id1026689855)

This platform helps users find and compare financial products like loans and credit cards. It offers personalized recommendations based on user needs and provides financial education resources. Loans are sourced from regulated institutions with flexible repayment options.

**Highlights:** Loan amount up to 200,000 CNY, Low annual interest rates (7.2%-24%), Flexible repayment options (6, 12, 24 months), Loans from regulated financial institutions, Financial education and industry reports, AI-powered product matching

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### 招联好期贷

[App page](https://appshunter.io/ios/app/id1048502460)

Apply for consumer loans online with just your ID. Get approved and receive funds in as little as 1 minute. Access loan amounts up to 300,000 yuan from a licensed financial institution.

**Highlights:** Online application with ID, Fast loan disbursement (as quick as 1 minute), High loan limits (up to 300,000 yuan), No collateral required, Licensed financial institution

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is 融360 free?

融360 is free to download, with no in-app purchases.

### Is 招联好期贷 free?

招联好期贷 is free to download, with no in-app purchases.

### Which has better reviews, 融360 or 招联好期贷?

招联好期贷 is rated higher. 融360 averages 4.4 out of 5 from 43 ratings, while 招联好期贷 averages 4.8 from 47K ratings.

### Do 融360 or 招联好期贷 have ads?

融360 shows ads; 招联好期贷 does not.

### Which is updated more often, 融360 or 招联好期贷?

融360 ships an update every 6 weeks, and 招联好期贷 every 2 months. Most recently, 融360 was updated on November 1, 2026 and 招联好期贷 on November 4, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*