# 融360 vs 马上金融 (安逸花借款)

The clearest difference is in-app purchases: 融360 at none against 马上金融 (安逸花借款)'s 5. 马上金融 (安逸花借款)'s advantage is ads (none vs shown) and rating (4.8 vs 4.4). On price, update cadence, device support and iOS requirement there is nothing between them.

Both are free to download. 马上金融 (安逸花借款) sells 5 in-app purchases, starting at $0.49 per month. 融360 asks for nothing beyond the download.

马上金融 (安逸花借款) holds the better App Store score, 4.8 against 4.4. That said, the two scores are not equally well evidenced: 马上金融 (安逸花借款) has 105K ratings behind it against 41, so its average is the more settled of the two. Written reviews point the same way: 88% of 融360's written reviews are positive against 97% of 马上金融 (安逸花借款)'s.

融360 ships an update every 6 weeks, 马上金融 (安逸花借款) monthly. The most recent releases landed on October 20, 2026 and October 23, 2026 respectively.

## The numbers

| Metric | 融360 | 马上金融 (安逸花借款) |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.4 (41 ratings)](https://appshunter.io/ios/app/360/id1026689855/reviews) | **[4.8 (105K ratings)](https://appshunter.io/ios/app/id1055916992/reviews)** |
| Number of ratings | 41 | **105K** |
| Positive reviews | 87.9% of reviews | **96.8% of reviews** |
| In-app purchases | **No** | Yes |
| Ads | Yes | **No** |
| Update frequency | Every 6 weeks | **Monthly** |
| Monetization | **Ad-supported** | Free with in-app purchases |
| Size | 104 MB | 59 MB |
| Requires iOS | 13.0 | 13.0 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 17+ | 17+ |
| Developer | [融360](https://appshunter.io/developer/562807898) | [马上消费金融股份有限公司](https://appshunter.io/developer/1035050937) |

## What reviewers say

### 融360

[App page](https://appshunter.io/ios/app/360/id1026689855)

This platform helps users find and compare financial products like loans and credit cards. It offers personalized recommendations based on user needs and provides financial education resources. Loans are sourced from regulated institutions with flexible repayment options.

**Highlights:** Loan amount up to 200,000 CNY, Low annual interest rates (7.2%-24%), Flexible repayment options (6, 12, 24 months), Loans from regulated financial institutions, Financial education and industry reports, AI-powered product matching

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### 马上金融 (安逸花借款)

[App page](https://appshunter.io/ios/app/id1055916992)

This app offers quick and reliable personal loans from a licensed financial institution. Borrow up to 300,000 yuan with fast approval and disbursement, and enjoy opportunities to increase your credit limit. It's designed for convenient online applications and flexible repayment options.

**Highlights:** High loan limits up to 300,000 yuan, Fast approval and disbursement (as quick as 1 minute), Secure and trustworthy lending platform, Opportunities for credit limit increases, Online application with ID and phone number, Circular credit for up to 5 years, Convenient repayment options

**Features:** Vision Pro support

**In-app purchases (5)**

| Purchase | Price | Billing |
| --- | --- | --- |
| 基础版连续包月会员 | $0.49 | per month |
| 钜惠逸骊会员基础版 | $0.99 | per month |
| 标准版连续包月会员 | $1.49 | per month |
| 逸骊会员连包月卡 | $5.99 | per month |
| 尊享逸骊会员连包月卡 | $14.99 | per month |


## Frequently asked questions

### Is 融360 free?

融360 is free to download, with no in-app purchases.

### Is 马上金融 (安逸花借款) free?

马上金融 (安逸花借款) is free to download, with in-app purchases available.

### Which has better reviews, 融360 or 马上金融 (安逸花借款)?

马上金融 (安逸花借款) is rated higher. 融360 averages 4.4 out of 5 from 41 ratings, while 马上金融 (安逸花借款) averages 4.8 from 105K ratings.

### Do 融360 or 马上金融 (安逸花借款) have ads?

融360 shows ads; 马上金融 (安逸花借款) does not.

### Which is updated more often, 融360 or 马上金融 (安逸花借款)?

融360 ships an update every 6 weeks, and 马上金融 (安逸花借款) monthly. Most recently, 融360 was updated on October 20, 2026 and 马上金融 (安逸花借款) on October 23, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*