# 融360 vs 安逸花

The clearest difference is in-app purchases: 融360 at none against 安逸花's 10. 安逸花's advantage is ads (none vs shown) and ratings volume (2.3M vs 42). On price, review sentiment, update cadence and device support there is nothing between them.

Both are free to download. 安逸花 sells 10 in-app purchases, starting at $0.49 per month. 融360 asks for nothing beyond the download.

安逸花 holds the better App Store score, 4.7 against 4.4. That said, the two scores are not equally well evidenced: 安逸花 has 2.3M ratings behind it against 42, so its average is the more settled of the two. Written reviews point the same way: 88% of 融360's written reviews are positive against 95% of 安逸花's.

融360 ships an update every 6 weeks, 安逸花 every 3 weeks. The most recent releases landed on October 29, 2026 and October 31, 2026 respectively.

## The numbers

| Metric | 融360 | 安逸花 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.4 (42 ratings)](https://appshunter.io/ios/app/360/id1026689855/reviews) | **[4.7 (2.3M ratings)](https://appshunter.io/ios/app/id1098542282/reviews)** |
| Number of ratings | 42 | **2.3M** |
| Positive reviews | 87.9% of reviews | **95.1% of reviews** |
| In-app purchases | **No** | Yes |
| Ads | Yes | **No** |
| Update frequency | Every 6 weeks | **Every 3 weeks** |
| Monetization | **Ad-supported** | Free with in-app purchases |
| Size | 104 MB | 128 MB |
| Requires iOS | 13.0 | 13.0 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 17+ | 17+ |
| Developer | [融360](https://appshunter.io/developer/562807898) | [马上消费金融股份有限公司](https://appshunter.io/developer/1035050937) |

## What reviewers say

### 融360

[App page](https://appshunter.io/ios/app/360/id1026689855)

This platform helps users find and compare financial products like loans and credit cards. It offers personalized recommendations based on user needs and provides financial education resources. Loans are sourced from regulated institutions with flexible repayment options.

**Highlights:** Loan amount up to 200,000 CNY, Low annual interest rates (7.2%-24%), Flexible repayment options (6, 12, 24 months), Loans from regulated financial institutions, Financial education and industry reports, AI-powered product matching

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### 安逸花

[App page](https://appshunter.io/ios/app/id1098542282)

This app offers quick and flexible personal loans with high credit limits and fast disbursement. It provides a secure and convenient online borrowing experience, allowing for repeated use of approved credit lines.

**Highlights:** High credit limits up to 200,000 CNY, Fast disbursement, as quick as 1 minute, Secure and trustworthy, from a licensed financial institution, Flexible credit lines with repeated use, Online application with ID and phone number, Easy loan progress tracking and repayment

**Features:** Vision Pro support

**In-app purchases (10)**

| Purchase | Price | Billing |
| --- | --- | --- |
| 逸骊生活基础服务 | $0.49 | per month |
| 逸骊生活钜惠服务 | $0.99 | per month |
| 逸骊生活基础服务 | $0.99 | per month |
| Plus版连续包月 | $2.99 | per month |
| Pro版连续包月 | $3.99 | per month |
| Max版连续包月 | $4.99 | per month |
| 逸骊生活标准服务 | $5.99 | per month |
| 逸骊生活尊享服务 | $14.99 | per month |
| 逸骊生活钜惠单月服务 | $0.99 | one-time |
| 逸骊生活基础单月服务 | $0.99 | one-time |

**What reviewers like**

- 💳 Convenient loan process
- ⚡ Fast loan approval and disbursement
- 💰 Reasonable interest rates
- 🤝 Helpful customer service
- 🆙 Easy to increase loan limit

**What reviewers complain about**

- 🚫 Unable to prepay loans
- 📞 Frequent telemarketing calls
- 💳 Hidden fees and charges
- 🔍 Lack of transparency in loan terms
- 🤖 Automated decision-making issues

**Reported bugs**

- Loan application process freezes
- Inconsistent app performance on older devices

**Requested features**

- Allow prepayment of loans
- Improve transparency of loan terms
- Provide more flexible repayment options
- Enhance customer service responsiveness
- Implement stricter controls on telemarketing


## Frequently asked questions

### Is 融360 free?

融360 is free to download, with no in-app purchases.

### Is 安逸花 free?

安逸花 is free to download, with in-app purchases available.

### Which has better reviews, 融360 or 安逸花?

安逸花 is rated higher. 融360 averages 4.4 out of 5 from 42 ratings, while 安逸花 averages 4.7 from 2.3M ratings.

### Do 融360 or 安逸花 have ads?

融360 shows ads; 安逸花 does not.

### Which is updated more often, 融360 or 安逸花?

融360 ships an update every 6 weeks, and 安逸花 every 3 weeks. Most recently, 融360 was updated on October 29, 2026 and 安逸花 on October 31, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*