# 融360 vs 新网银行

The clearest difference is ads: 新网银行 at none against 融360's shown. 新网银行 also leads on ratings volume (884 vs 42). 融360's advantage is review sentiment (88% vs 59%) and rating (4.4 vs 4.1). On price, update cadence, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

融360 holds the better App Store score, 4.4 against 4.1. That said, the two scores are not equally well evidenced: 新网银行 has 884 ratings behind it against 42, so its average is the more settled of the two. Written reviews point the same way: 88% of 融360's written reviews are positive against 59% of 新网银行's.

融360 ships an update every 6 weeks, 新网银行 monthly. Both last shipped on October 24, 2026.

## The numbers

| Metric | 融360 | 新网银行 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.4 (42 ratings)](https://appshunter.io/ios/app/360/id1026689855/reviews)** | [4.1 (884 ratings)](https://appshunter.io/ios/app/id1215560679/reviews) |
| Number of ratings | 42 | **884** |
| Positive reviews | **87.9% of reviews** | 59.0% of reviews |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | Every 6 weeks | **Monthly** |
| Monetization | Ad-supported | — |
| Size | 104 MB | 120 MB |
| Requires iOS | 13.0 | 13.0 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 17+ | 17+ |
| Developer | [融360](https://appshunter.io/developer/562807898) | [四川新网银行股份有限公司](https://appshunter.io/developer/1215560678) |

## What reviewers say

### 融360

[App page](https://appshunter.io/ios/app/360/id1026689855)

This platform helps users find and compare financial products like loans and credit cards. It offers personalized recommendations based on user needs and provides financial education resources. Loans are sourced from regulated institutions with flexible repayment options.

**Highlights:** Loan amount up to 200,000 CNY, Low annual interest rates (7.2%-24%), Flexible repayment options (6, 12, 24 months), Loans from regulated financial institutions, Financial education and industry reports, AI-powered product matching

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### 新网银行

[App page](https://appshunter.io/ios/app/id1215560679)

**Features:** Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is 融360 free?

融360 is free to download, with no in-app purchases.

### Is 新网银行 free?

新网银行 is free to download, with no in-app purchases.

### Which has better reviews, 融360 or 新网银行?

融360 is rated higher. 融360 averages 4.4 out of 5 from 42 ratings, while 新网银行 averages 4.1 from 884 ratings.

### Do 融360 or 新网银行 have ads?

融360 shows ads; 新网银行 does not.

### Which is updated more often, 融360 or 新网银行?

融360 ships an update every 6 weeks, and 新网银行 monthly. Most recently, 融360 was updated on October 24, 2026 and 新网银行 on October 24, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*