# 融360 vs 榕树贷款

The clearest difference is ads: 榕树贷款 at none against 融360's shown. 榕树贷款 also leads on ratings volume (33K vs 41) and monetization model (free vs ad-supported). 融360's advantage is rating (4.4 vs 4.0). On price, review sentiment, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

融360 holds the better App Store score, 4.4 against 4.0. That said, the two scores are not equally well evidenced: 榕树贷款 has 33K ratings behind it against 41, so its average is the more settled of the two. Written reviews complicate that: 88% of 融360's written reviews are positive against 95% of 榕树贷款's, so the app with the better star average is not the one people write more warmly about.

融360 ships an update every 6 weeks, 榕树贷款 every 3 weeks. The most recent releases landed on September 25, 2026 and September 27, 2026 respectively.

## The numbers

| Metric | 融360 | 榕树贷款 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.4 (41 ratings)](https://appshunter.io/ios/app/360/id1026689855/reviews)** | [4.0 (33K ratings)](https://appshunter.io/ios/app/id1216088977/reviews) |
| Number of ratings | 41 | **33K** |
| Positive reviews | 87.9% of reviews | **95.2% of reviews** |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | Every 6 weeks | **Every 3 weeks** |
| Monetization | Ad-supported | **Free** |
| Size | 104 MB | 85 MB |
| Requires iOS | 13.0 | 13.0 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 17+ | 17+ |
| Developer | [融360](https://appshunter.io/developer/562807898) | [Shanghai JiaShu Technology Co., Ltd](https://appshunter.io/developer/1835870633) |

## What reviewers say

### 融360

[App page](https://appshunter.io/ios/app/360/id1026689855)

This platform helps users find and compare financial products like loans and credit cards. It offers personalized recommendations based on user needs and provides financial education resources. Loans are sourced from regulated institutions with flexible repayment options.

**Highlights:** Loan amount up to 200,000 CNY, Low annual interest rates (7.2%-24%), Flexible repayment options (6, 12, 24 months), Loans from regulated financial institutions, Financial education and industry reports, AI-powered product matching

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### 榕树贷款

[App page](https://appshunter.io/ios/app/id1216088977)

This platform offers a secure and efficient way to access financial services for individuals and small businesses. It leverages AI and cloud technology to provide a comprehensive, one-stop solution with transparent fees and a variety of loan products.

**Highlights:** Intelligent financial services, AI and cloud technology, Secure and compliant, Transparent fees, Diverse loan products, Convenient application

**Features:** Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is 融360 free?

融360 is free to download, with no in-app purchases.

### Is 榕树贷款 free?

榕树贷款 is free to download, with no in-app purchases.

### Which has better reviews, 融360 or 榕树贷款?

融360 is rated higher. 融360 averages 4.4 out of 5 from 41 ratings, while 榕树贷款 averages 4.0 from 33K ratings.

### Do 融360 or 榕树贷款 have ads?

融360 shows ads; 榕树贷款 does not.

### Which is updated more often, 融360 or 榕树贷款?

融360 ships an update every 6 weeks, and 榕树贷款 every 3 weeks. Most recently, 融360 was updated on September 25, 2026 and 榕树贷款 on September 27, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*