# 融360 vs 白猫贷

The clearest difference is ads: 白猫贷 at none against 融360's shown. On price, update cadence, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Both ship on a similar rhythm, roughly every 6 weeks. The most recent releases landed on October 20, 2026 and September 19, 2026 respectively.

## The numbers

| Metric | 融360 | 白猫贷 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.4 (41 ratings)](https://appshunter.io/ios/app/360/id1026689855/reviews)** | — |
| Number of ratings | **41** | — |
| Positive reviews | 87.9% of reviews | — |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | Every 6 weeks | Every 6 weeks |
| Monetization | Ad-supported | — |
| Size | 104 MB | 32 MB |
| Requires iOS | 13.0 | 13.0 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 17+ | 17+ |
| Developer | [融360](https://appshunter.io/developer/562807898) | [Guangzhou Zhidu Internet Microfinance Co., Ltd.](https://appshunter.io/developer/1317242807) |

## What reviewers say

### 融360

[App page](https://appshunter.io/ios/app/360/id1026689855)

This platform helps users find and compare financial products like loans and credit cards. It offers personalized recommendations based on user needs and provides financial education resources. Loans are sourced from regulated institutions with flexible repayment options.

**Highlights:** Loan amount up to 200,000 CNY, Low annual interest rates (7.2%-24%), Flexible repayment options (6, 12, 24 months), Loans from regulated financial institutions, Financial education and industry reports, AI-powered product matching

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### 白猫贷

[App page](https://appshunter.io/ios/app/id1471944231)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is 融360 free?

融360 is free to download, with no in-app purchases.

### Is 白猫贷 free?

白猫贷 is free to download, with no in-app purchases.

### Do 融360 or 白猫贷 have ads?

融360 shows ads; 白猫贷 does not.

### Which is updated more often, 融360 or 白猫贷?

融360 ships an update every 6 weeks, and 白猫贷 every 6 weeks. Most recently, 融360 was updated on October 20, 2026 and 白猫贷 on September 19, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*