# 融360 vs 360信用钱包

The clearest difference is rating: 融360 at 4.4 against 360信用钱包's 1.0. 融360 also leads on ratings volume (41 vs 5). 360信用钱包's advantage is ads (none vs shown) and monetization model (free vs ad-supported). On price, review sentiment, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

融360 holds the better App Store score, 4.4 against 1.0. That said, the two scores are not equally well evidenced: 融360 has 41 ratings behind it against 5, so its average is the more settled of the two. Written reviews point the same way: 88% of 融360's written reviews are positive against 86% of 360信用钱包's.

融360 ships an update every 6 weeks, 360信用钱包 every 3 weeks. The most recent releases landed on September 25, 2026 and September 17, 2026 respectively.

## The numbers

| Metric | 融360 | 360信用钱包 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.4 (41 ratings)](https://appshunter.io/ios/app/360/id1026689855/reviews)** | [1.0 (5 ratings)](https://appshunter.io/ios/app/360/id1480502565/reviews) |
| Number of ratings | **41** | 5 |
| Positive reviews | **87.9% of reviews** | 86.4% of reviews |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | Every 6 weeks | **Every 3 weeks** |
| Monetization | Ad-supported | **Free** |
| Size | 104 MB | 85 MB |
| Requires iOS | 13.0 | 13.0 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 17+ | 17+ |
| Developer | [融360](https://appshunter.io/developer/562807898) | [Fuzhou Qifu Online Microcredit Co., Ltd](https://appshunter.io/developer/1273977632) |

## What reviewers say

### 融360

[App page](https://appshunter.io/ios/app/360/id1026689855)

This platform helps users find and compare financial products like loans and credit cards. It offers personalized recommendations based on user needs and provides financial education resources. Loans are sourced from regulated institutions with flexible repayment options.

**Highlights:** Loan amount up to 200,000 CNY, Low annual interest rates (7.2%-24%), Flexible repayment options (6, 12, 24 months), Loans from regulated financial institutions, Financial education and industry reports, AI-powered product matching

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### 360信用钱包

[App page](https://appshunter.io/ios/app/360/id1480502565)

This financial technology platform offers personal credit assessment and consumer finance services. It provides installment purchases and loans, aiming to enhance users' quality of life through convenient and reliable installment consumption experiences. The service leverages advanced technologies to evaluate individual creditworthiness.

**Highlights:** Personal credit assessment, Installment purchases, Cash loans, Consumer finance, Big data technology, Machine learning

**Features:** Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is 融360 free?

融360 is free to download, with no in-app purchases.

### Is 360信用钱包 free?

360信用钱包 is free to download, with no in-app purchases.

### Which has better reviews, 融360 or 360信用钱包?

融360 is rated higher. 融360 averages 4.4 out of 5 from 41 ratings, while 360信用钱包 averages 1.0 from 5 ratings.

### Do 融360 or 360信用钱包 have ads?

融360 shows ads; 360信用钱包 does not.

### Which is updated more often, 融360 or 360信用钱包?

融360 ships an update every 6 weeks, and 360信用钱包 every 3 weeks. Most recently, 融360 was updated on September 25, 2026 and 360信用钱包 on September 17, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*