# 融360 vs 好会借

The clearest difference is rating: 融360 at 4.4 against 好会借's 3.4. 融360 also leads on update cadence (every 6 weeks vs every 3 months). 好会借's advantage is ads (none vs shown) and ratings volume (1.5K vs 41). On price, in-app purchases, monetization model and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

融360 holds the better App Store score, 4.4 against 3.4. That said, the two scores are not equally well evidenced: 好会借 has 1.5K ratings behind it against 41, so its average is the more settled of the two. Written reviews complicate that: 88% of 融360's written reviews are positive against 98% of 好会借's, so the app with the better star average is not the one people write more warmly about.

融360 ships an update every 6 weeks, 好会借 every 3 months. The most recent releases landed on September 25, 2026 and September 28, 2026 respectively.

## The numbers

| Metric | 融360 | 好会借 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.4 (41 ratings)](https://appshunter.io/ios/app/360/id1026689855/reviews)** | [3.4 (1.5K ratings)](https://appshunter.io/ios/app/id6448036322/reviews) |
| Number of ratings | 41 | **1.5K** |
| Positive reviews | 87.9% of reviews | **97.6% of reviews** |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | **Every 6 weeks** | Every 3 months |
| Monetization | Ad-supported | Ad-supported |
| Size | 104 MB | 115 MB |
| Requires iOS | 13.0 | **11.0** |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 17+ | 4+ |
| Developer | [融360](https://appshunter.io/developer/562807898) | [Beijing Zhide Tiancheng Information Technology Co., Ltd.](https://appshunter.io/developer/1198593375) |

## What reviewers say

### 融360

[App page](https://appshunter.io/ios/app/360/id1026689855)

This platform helps users find and compare financial products like loans and credit cards. It offers personalized recommendations based on user needs and provides financial education resources. Loans are sourced from regulated institutions with flexible repayment options.

**Highlights:** Loan amount up to 200,000 CNY, Low annual interest rates (7.2%-24%), Flexible repayment options (6, 12, 24 months), Loans from regulated financial institutions, Financial education and industry reports, AI-powered product matching

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### 好会借

[App page](https://appshunter.io/ios/app/id6448036322)

This platform offers unsecured personal loans driven by smart technology. Apply with just your ID for quick approval and fast disbursement of funds up to 200,000 yuan. Enjoy competitive annual interest rates ranging from 7.2% to 24%.

**Highlights:** Unsecured personal loans, Apply with ID only, Loan amounts up to 200,000 yuan, Annual interest rates 7.2%-24%, Fast disbursement, Secure data encryption

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is 融360 free?

融360 is free to download, with no in-app purchases.

### Is 好会借 free?

好会借 is free to download, with no in-app purchases.

### Which has better reviews, 融360 or 好会借?

融360 is rated higher. 融360 averages 4.4 out of 5 from 41 ratings, while 好会借 averages 3.4 from 1.5K ratings.

### Do 融360 or 好会借 have ads?

融360 shows ads; 好会借 does not.

### Which is updated more often, 融360 or 好会借?

融360 ships an update every 6 weeks, and 好会借 every 3 months. Most recently, 融360 was updated on September 25, 2026 and 好会借 on September 28, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*