# Patelco Mobile Banking vs FTB Mobile

The clearest difference is review sentiment: Patelco Mobile Banking at 84% against FTB Mobile's 0%. Patelco Mobile Banking also leads on rating (4.8 vs 2.3) and update cadence (every 2 months vs every 13 months). FTB Mobile's advantage is iOS requirement (12.2 vs 16.0). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Patelco Mobile Banking holds the better App Store score, 4.8 against 2.3. That said, the two scores are not equally well evidenced: Patelco Mobile Banking has 53K ratings behind it against 50, so its average is the more settled of the two. Written reviews point the same way: 84% of Patelco Mobile Banking's written reviews are positive against 0% of FTB Mobile's.

Patelco Mobile Banking ships an update every 2 months, FTB Mobile every 13 months. The most recent releases landed on November 11, 2026 and November 3, 2026 respectively.

## The numbers

| Metric | Patelco Mobile Banking | FTB Mobile |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (53K ratings)](https://appshunter.io/ios/app/patelco-mobile-banking/id1026895982/reviews)** | [2.3 (50 ratings)](https://appshunter.io/ios/app/ftb-mobile/id1272359471/reviews) |
| Number of ratings | **53K** | 50 |
| Positive reviews | **84.0% of reviews** | 0.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 2 months** | Every 13 months |
| Monetization | Free | Free |
| Size | 129 MB | 50 MB |
| Requires iOS | 16.0 | **12.2** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Patelco Credit Union](https://appshunter.io/developer/1026895981) | [Franchise Tax Board](https://appshunter.io/developer/1058685410) |

## What reviewers say

### Patelco Mobile Banking

[App page](https://appshunter.io/ios/app/patelco-mobile-banking/id1026895982)

Manage your finances conveniently from your mobile device. Access account balances, view transaction history, and transfer funds. Pay bills, deposit checks, and find nearby ATMs and branches.

**Highlights:** Check account balances, View transaction history, Transfer funds between accounts, Pay bills, Deposit checks, Find ATMs and branches, View and activate cash back offers

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Convenient mobile banking
- 👍 Easy to use app
- 🔒 Secure banking
- 💡 Useful features like mobile check deposit
- 👍 Reliable and consistent performance

**What reviewers complain about**

- 🐛 Recurring issues with mobile deposit
- 🐛 Frequent app crashes and login problems
- 🐛 Inconsistent app performance after updates
- 🔒 Concerns about account security and privacy

**Reported bugs**

- Mobile deposit issues causing app crashes
- Repeated login problems and account access restrictions
- Inconsistent app behavior after recent updates

**Requested features**

- Dark mode option
- Improved account management features
- Enhanced mobile deposit capabilities
- Faster and more reliable app performance


### FTB Mobile

[App page](https://appshunter.io/ios/app/ftb-mobile/id1272359471)

Check the status of your California state income tax refund. Make secure online tax payments directly from your bank account, with options to pay immediately or schedule for the future.

**Highlights:** Check refund status, Make online tax payments, Schedule future payments, Pay from bank account, No registration required

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is Patelco Mobile Banking free?

Patelco Mobile Banking is free to download, with no in-app purchases.

### Is FTB Mobile free?

FTB Mobile is free to download, with no in-app purchases.

### Which has better reviews, Patelco Mobile Banking or FTB Mobile?

Patelco Mobile Banking is rated higher. Patelco Mobile Banking averages 4.8 out of 5 from 53K ratings, while FTB Mobile averages 2.3 from 50 ratings.

### Do Patelco Mobile Banking or FTB Mobile have ads?

Neither Patelco Mobile Banking nor FTB Mobile shows ads.

### Which is updated more often, Patelco Mobile Banking or FTB Mobile?

Patelco Mobile Banking ships an update every 2 months, and FTB Mobile every 13 months. Most recently, Patelco Mobile Banking was updated on November 11, 2026 and FTB Mobile on November 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*