# NJFCU Mobile vs CJFCU Mobile Banking

The clearest difference is review sentiment: NJFCU Mobile at 62% against CJFCU Mobile Banking's 0%. NJFCU Mobile also leads on rating (4.8 vs 2.1) and ratings volume (2.6K vs 7). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

NJFCU Mobile holds the better App Store score, 4.8 against 2.1. That said, the two scores are not equally well evidenced: NJFCU Mobile has 2.6K ratings behind it against 7, so its average is the more settled of the two. Written reviews point the same way: 62% of NJFCU Mobile's written reviews are positive against 0% of CJFCU Mobile Banking's.

NJFCU Mobile ships an update every 4 months, CJFCU Mobile Banking every 5 months. The most recent releases landed on October 29, 2026 and October 19, 2026 respectively.

## The numbers

| Metric | NJFCU Mobile | CJFCU Mobile Banking |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (2.6K ratings)](https://appshunter.io/ios/app/njfcu-mobile/id1027086295/reviews)** | [2.1 (7 ratings)](https://appshunter.io/ios/app/cjfcu-mobile-banking/id1360320974/reviews) |
| Number of ratings | **2.6K** | 7 |
| Positive reviews | **61.9% of reviews** | 0.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 4 months** | Every 5 months |
| Monetization | Free | Free |
| Size | 30 MB | 26 MB |
| Requires iOS | 16.0 | **15.0** |
| Devices | iPhone, iPad | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [NORTH JERSEY FEDERAL CREDIT UNION INC](https://appshunter.io/developer/1027086294) | [Central Jersey Federal Credit Union](https://appshunter.io/developer/1360320973) |

## What reviewers say

### NJFCU Mobile

[App page](https://appshunter.io/ios/app/njfcu-mobile/id1027086295)

Manage your credit union accounts conveniently and securely from your mobile device. Check balances, view transactions, make payments, and transfer funds. Add your cards for contactless payments and secure money sharing.

**Highlights:** Account dashboard, View account balances and transactions, Schedule and make bill payments, Transfer funds between accounts, Digital wallet for contactless payments, Secure card access for money sharing

**Features:** macOS Compatibility

**In-app purchases:** none

**What reviewers like**

- 👍 Excellent service and friendly staff
- 🚀 Easiness of online banking
- 🔒 Secure and trustworthy
- 👍 Great app and easy to use

**What reviewers complain about**

- 🐛 App not working after update
- 🔧 Needs to be more user-friendly and updated
- 🐛 Unable to unfreeze card
- 🕰️ Slow mobile deposit processing

**Reported bugs**

- App freezing and crashing
- Login issues and inability to view account balances

**Requested features**

- Credit card option to build credit
- Ability to view pending transactions


### CJFCU Mobile Banking

[App page](https://appshunter.io/ios/app/cjfcu-mobile-banking/id1360320974)

Manage your finances and perform transactions securely on the go. Access account balances, view transaction history, transfer funds, and make loan payments anytime, anywhere.

**Highlights:** Check account balances, View transaction history, Transfer funds between accounts, Make loan payments, 24/7 account access, Secure financial transactions

**In-app purchases:** none


## Frequently asked questions

### Is NJFCU Mobile free?

NJFCU Mobile is free to download, with no in-app purchases.

### Is CJFCU Mobile Banking free?

CJFCU Mobile Banking is free to download, with no in-app purchases.

### Which has better reviews, NJFCU Mobile or CJFCU Mobile Banking?

NJFCU Mobile is rated higher. NJFCU Mobile averages 4.8 out of 5 from 2.6K ratings, while CJFCU Mobile Banking averages 2.1 from 7 ratings.

### Do NJFCU Mobile or CJFCU Mobile Banking have ads?

Neither NJFCU Mobile nor CJFCU Mobile Banking shows ads.

### Which is updated more often, NJFCU Mobile or CJFCU Mobile Banking?

NJFCU Mobile ships an update every 4 months, and CJFCU Mobile Banking every 5 months. Most recently, NJFCU Mobile was updated on October 29, 2026 and CJFCU Mobile Banking on October 19, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*