# NJFCU Mobile vs LAFCU Mobile

The clearest difference is update cadence: LAFCU Mobile at monthly against NJFCU Mobile's every 4 months. NJFCU Mobile's advantage is iOS requirement (16.0 vs 18.4). On price, rating, review sentiment and ratings volume there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.8 for NJFCU Mobile against 4.8 for LAFCU Mobile. Both are backed by a comparable volume of ratings — 2.6K and 6.3K respectively. Written reviews are what separate them: 62% of NJFCU Mobile's written reviews are positive against 65% of LAFCU Mobile's.

NJFCU Mobile ships an update every 4 months, LAFCU Mobile monthly. Both last shipped on October 29, 2026.

## The numbers

| Metric | NJFCU Mobile | LAFCU Mobile |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (2.6K ratings)](https://appshunter.io/ios/app/njfcu-mobile/id1027086295/reviews)** | [4.8 (6.3K ratings)](https://appshunter.io/ios/app/lafcu-mobile/id1472594475/reviews) |
| Number of ratings | 2.6K | **6.3K** |
| Positive reviews | 61.9% of reviews | **64.8% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 4 months | **Monthly** |
| Monetization | Free | Free |
| Size | 30 MB | 196 MB |
| Requires iOS | **16.0** | 18.4 |
| Devices | iPhone, iPad | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [NORTH JERSEY FEDERAL CREDIT UNION INC](https://appshunter.io/developer/1027086294) | [LAFCU](https://appshunter.io/developer/434890426) |

## What reviewers say

### NJFCU Mobile

[App page](https://appshunter.io/ios/app/njfcu-mobile/id1027086295)

Manage your credit union accounts conveniently and securely from your mobile device. Check balances, view transactions, make payments, and transfer funds. Add your cards for contactless payments and secure money sharing.

**Highlights:** Account dashboard, View account balances and transactions, Schedule and make bill payments, Transfer funds between accounts, Digital wallet for contactless payments, Secure card access for money sharing

**Features:** macOS Compatibility

**In-app purchases:** none

**What reviewers like**

- 👍 Excellent service and friendly staff
- 🚀 Easiness of online banking
- 🔒 Secure and trustworthy
- 👍 Great app and easy to use

**What reviewers complain about**

- 🐛 App not working after update
- 🔧 Needs to be more user-friendly and updated
- 🐛 Unable to unfreeze card
- 🕰️ Slow mobile deposit processing

**Reported bugs**

- App freezing and crashing
- Login issues and inability to view account balances

**Requested features**

- Credit card option to build credit
- Ability to view pending transactions


### LAFCU Mobile

[App page](https://appshunter.io/ios/app/lafcu-mobile/id1472594475)

Manage all your financial accounts, even from other institutions, in one secure place. Track transactions with notes and photos, set balance alerts, and make payments easily. Deposit checks, manage debit cards, and find nearby branches and ATMs.

**Highlights:** Aggregate all financial accounts, Organize transactions with tags and notes, Set balance alerts, Make payments to companies and friends, Deposit checks via photo, Manage debit cards, Find branches and ATMs

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 👍 Straight forward and easy to use
- 👍 Well organized
- 👍 Performs needed functions
- 👍 Simple and easy to use
- 👍 Reliable service

**What reviewers complain about**

- 🐛 Difficulty with mobile check deposits
- 🐛 Refresh issues after last update
- 🐛 Crashes and freezes
- 🐛 Slow and confusing new app/website design
- 🐛 Delayed transaction notifications

**Reported bugs**

- Mobile check deposit issues
- New app/website design problems
- Notification delays
- Loan due date visibility

**Requested features**

- Better business savings/checking return rate
- Add ability to add credit cards for payment
- Show credit card purchases daily


## Frequently asked questions

### Is NJFCU Mobile free?

NJFCU Mobile is free to download, with no in-app purchases.

### Is LAFCU Mobile free?

LAFCU Mobile is free to download, with no in-app purchases.

### Which has better reviews, NJFCU Mobile or LAFCU Mobile?

NJFCU Mobile is rated higher. NJFCU Mobile averages 4.8 out of 5 from 2.6K ratings, while LAFCU Mobile averages 4.8 from 6.3K ratings.

### Do NJFCU Mobile or LAFCU Mobile have ads?

Neither NJFCU Mobile nor LAFCU Mobile shows ads.

### Which is updated more often, NJFCU Mobile or LAFCU Mobile?

NJFCU Mobile ships an update every 4 months, and LAFCU Mobile monthly. Most recently, NJFCU Mobile was updated on October 29, 2026 and LAFCU Mobile on October 29, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*