# Pay with Rewards vs Pagos BBVA

The clearest difference is update cadence: Pay with Rewards at every 2 months against Pagos BBVA's every 5 months. Pay with Rewards also leads on iOS requirement (13.0 vs 16.0). On price, rating, review sentiment and ratings volume there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.2 for Pay with Rewards against 4.1 for Pagos BBVA. Both are backed by a comparable volume of ratings — 77 and 27 respectively. Written reviews are what separate them: 6% of Pay with Rewards's written reviews are positive against 0% of Pagos BBVA's.

Pay with Rewards ships an update every 2 months, Pagos BBVA every 5 months. The most recent releases landed on November 1, 2026 and November 2, 2026 respectively.

## The numbers

| Metric | Pay with Rewards | Pagos BBVA |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.2 (77 ratings)](https://appshunter.io/ios/app/pay-with-rewards/id1027130748/reviews)** | [4.1 (27 ratings)](https://appshunter.io/ios/app/pagos-bbva/id1182307473/reviews) |
| Number of ratings | **77** | 27 |
| Positive reviews | **5.7% of reviews** | 0.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 2 months** | Every 5 months |
| Monetization | Free | Free |
| Size | 56 MB | 78 MB |
| Requires iOS | **13.0** | 16.0 |
| Devices | **iPhone, iPod** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Mastercard International Incorporated](https://appshunter.io/developer/309754131) | [BBVA](https://appshunter.io/developer/325546737) |

## What reviewers say

### Pay with Rewards

[App page](https://appshunter.io/ios/app/pay-with-rewards/id1027130748)

This app lets you use your Mastercard rewards points like cash at millions of locations. Connect your card, set redemption preferences, and receive statement credits when you use your points for purchases.

**Highlights:** Spend points like cash, Connect Mastercard card, Configure redemption settings, Receive statement credits, View points balance, Secure PIN protection

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Simple and efficient
- 👍 Works great with Rogers Bank
- 🚀 Easy to redeem rewards

**What reviewers complain about**

- 🐛 Crashes frequently
- 🐛 Fails to load or log in
- 🐛 Forgets card details
- 🐛 Unreliable tracking of purchases and rewards
- 👎 Unclear how rewards are calculated

**Reported bugs**

- One-time passcode delivery issues
- Stuck on terms and conditions screen
- White screen or crashes on launch
- Randomly logs out users and requires re-registration

**Requested features**

- Ability to view transaction history and points earned per purchase
- Option to redeem rewards through website instead of just the app
- Improved stability and consistency across updates


### Pagos BBVA

[App page](https://appshunter.io/ios/app/pagos-bbva/id1182307473)

Easily pay all your bills from anywhere, anytime. Manage payments, recharge phones, check due dates, view payment history, and access account information securely.

**Highlights:** Pay bills easily, Schedule payments, Mobile top-ups, Check due dates, View payment history, Account information

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Pay with Rewards free?

Pay with Rewards is free to download, with no in-app purchases.

### Is Pagos BBVA free?

Pagos BBVA is free to download, with no in-app purchases.

### Which has better reviews, Pay with Rewards or Pagos BBVA?

Pay with Rewards is rated higher. Pay with Rewards averages 4.2 out of 5 from 77 ratings, while Pagos BBVA averages 4.1 from 27 ratings.

### Do Pay with Rewards or Pagos BBVA have ads?

Neither Pay with Rewards nor Pagos BBVA shows ads.

### Which is updated more often, Pay with Rewards or Pagos BBVA?

Pay with Rewards ships an update every 2 months, and Pagos BBVA every 5 months. Most recently, Pay with Rewards was updated on November 1, 2026 and Pagos BBVA on November 2, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*