# Pay with Rewards vs NextRenew Subscription Tracker

The clearest difference is in-app purchases: Pay with Rewards at none against NextRenew Subscription Tracker's 3. Pay with Rewards also leads on iOS requirement (13.0 vs 15.0). NextRenew Subscription Tracker's advantage is update cadence (every 2 weeks vs every 2 months). On price, ads and device support there is nothing between them.

Both are free to download. NextRenew Subscription Tracker sells 3 in-app purchases, starting at $3.99 per month. Pay with Rewards asks for nothing beyond the download.

Pay with Rewards ships an update every 2 months, NextRenew Subscription Tracker every 2 weeks. The most recent releases landed on October 21, 2026 and October 25, 2026 respectively.

## The numbers

| Metric | Pay with Rewards | NextRenew Subscription Tracker |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.2 (77 ratings)](https://appshunter.io/ios/app/pay-with-rewards/id1027130748/reviews)** | — |
| Number of ratings | **77** | — |
| Positive reviews | 5.7% of reviews | — |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Every 2 months | **Every 2 weeks** |
| Monetization | Free | — |
| Size | 56 MB | 35 MB |
| Requires iOS | **13.0** | 15.0 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Mastercard International Incorporated](https://appshunter.io/developer/309754131) | [Vedant Solanki](https://appshunter.io/developer/1892714990) |

## What reviewers say

### Pay with Rewards

[App page](https://appshunter.io/ios/app/pay-with-rewards/id1027130748)

This app lets you use your Mastercard rewards points like cash at millions of locations. Connect your card, set redemption preferences, and receive statement credits when you use your points for purchases.

**Highlights:** Spend points like cash, Connect Mastercard card, Configure redemption settings, Receive statement credits, View points balance, Secure PIN protection

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Simple and efficient
- 👍 Works great with Rogers Bank
- 🚀 Easy to redeem rewards

**What reviewers complain about**

- 🐛 Crashes frequently
- 🐛 Fails to load or log in
- 🐛 Forgets card details
- 🐛 Unreliable tracking of purchases and rewards
- 👎 Unclear how rewards are calculated

**Reported bugs**

- One-time passcode delivery issues
- Stuck on terms and conditions screen
- White screen or crashes on launch
- Randomly logs out users and requires re-registration

**Requested features**

- Ability to view transaction history and points earned per purchase
- Option to redeem rewards through website instead of just the app
- Improved stability and consistency across updates


### NextRenew Subscription Tracker

[App page](https://appshunter.io/ios/app/nextrenew-subscription-tracker/id6762063278)

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| NextRenew Pro (Monthly) | $3.99 | per month |
| NextRenew Pro (Annual) | $5.99 | per year |
| NextRenew Pro (Lifetime) | $10.99 | one-time |


## Frequently asked questions

### Is Pay with Rewards free?

Pay with Rewards is free to download, with no in-app purchases.

### Is NextRenew Subscription Tracker free?

NextRenew Subscription Tracker is free to download, with in-app purchases available.

### Do Pay with Rewards or NextRenew Subscription Tracker have ads?

Neither Pay with Rewards nor NextRenew Subscription Tracker shows ads.

### Which is updated more often, Pay with Rewards or NextRenew Subscription Tracker?

Pay with Rewards ships an update every 2 months, and NextRenew Subscription Tracker every 2 weeks. Most recently, Pay with Rewards was updated on October 21, 2026 and NextRenew Subscription Tracker on October 25, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*