# FedMobile vs DhanSmart

The clearest difference is rating: FedMobile at 4.5 against DhanSmart's 3.7. FedMobile also leads on ratings volume (1.4K vs 3) and review sentiment (37% vs 29%). DhanSmart's advantage is device support (3 vs 1) and iOS requirement (14.1 vs 17.0). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

FedMobile holds the better App Store score, 4.5 against 3.7. That said, the two scores are not equally well evidenced: FedMobile has 1.4K ratings behind it against 3, so its average is the more settled of the two. Written reviews point the same way: 37% of FedMobile's written reviews are positive against 29% of DhanSmart's.

FedMobile ships an update every 6 weeks, DhanSmart every 2 months. The most recent releases landed on September 26, 2026 and August 31, 2026 respectively.

## The numbers

| Metric | FedMobile | DhanSmart |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.5 (1.4K ratings)](https://appshunter.io/ios/app/fedmobile/id1027354100/reviews)** | [3.7 (3 ratings)](https://appshunter.io/ios/app/dhansmart/id1061588821/reviews) |
| Number of ratings | **1.4K** | 3 |
| Positive reviews | **37.3% of reviews** | 28.9% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 6 weeks** | Every 2 months |
| Monetization | Free | Free |
| Size | 238 MB | 113 MB |
| Requires iOS | 17.0 | **14.1** |
| Devices | iPhone | **iPhone, iPad, iPod** |
| Age rating | 4+ | 17+ |
| Developer | [Federal Bank](https://appshunter.io/developer/695546010) | [Dhanlaxmi Bank Ltd.](https://appshunter.io/developer/616680917) |

## What reviewers say

### FedMobile

[App page](https://appshunter.io/ios/app/fedmobile/id1027354100)

This mobile banking application consolidates banking, bill payments, and UPI services into a single platform. Users can manage accounts, transfer funds, make payments, and access investment and loan services. It also offers account management features and service requests for a comprehensive banking experience.

**Highlights:** Account management and transaction viewing, Online fund transfers (UPI, IMPS, NEFT, RTGS), Recharge and bill payments, Investment in gold and deposit schemes, Loan management and application, Digital passbook access, Service requests and card management

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Excellent
- 🚀 Convenient
- 🚀 Easy to use
- 🚀 Reliable and easy to use
- 🚀 User friendly

**What reviewers complain about**

- 🐛 Not working
- 🐛 Slow
- 🐛 Crashes
- 🐛 Buggy
- 🐛 Unstable

**Reported bugs**

- Login issues
- Device authentication failures
- Crashes on opening the app
- Inability to transfer funds
- Incorrect account balance display

**Requested features**

- Dark mode
- Biometric login
- Improved UPI and scan-to-pay features
- Better account management features
- More payment options


### DhanSmart

[App page](https://appshunter.io/ios/app/dhansmart/id1061588821)

Access your Dhanlaxmi Bank accounts from your iPhone or iPad. Perform various banking tasks like viewing statements, transferring funds, and managing deposits remotely.

**Highlights:** Account summary viewing, Mini/Detailed statement access, Fund transfers (NEFT/RTGS), Term and Recurring Deposit management, Cheque book and card requests

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is FedMobile free?

FedMobile is free to download, with no in-app purchases.

### Is DhanSmart free?

DhanSmart is free to download, with no in-app purchases.

### Which has better reviews, FedMobile or DhanSmart?

FedMobile is rated higher. FedMobile averages 4.5 out of 5 from 1.4K ratings, while DhanSmart averages 3.7 from 3 ratings.

### Do FedMobile or DhanSmart have ads?

Neither FedMobile nor DhanSmart shows ads.

### Which is updated more often, FedMobile or DhanSmart?

FedMobile ships an update every 6 weeks, and DhanSmart every 2 months. Most recently, FedMobile was updated on September 26, 2026 and DhanSmart on August 31, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*