# FedMobile vs BHIM KVB Upay

The clearest difference is review sentiment: FedMobile at 37% against BHIM KVB Upay's 9%. FedMobile also leads on update cadence (every 6 weeks vs every 3 months). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

FedMobile ships an update every 6 weeks, BHIM KVB Upay every 3 months. The most recent releases landed on November 1, 2026 and October 24, 2026 respectively.

## The numbers

| Metric | FedMobile | BHIM KVB Upay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.5 (1.5K ratings)](https://appshunter.io/ios/app/fedmobile/id1027354100/reviews)** | — |
| Number of ratings | **1.5K** | — |
| Positive reviews | **37.2% of reviews** | 9.1% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 6 weeks** | Every 3 months |
| Monetization | Free | Free |
| Size | 234 MB | 29 MB |
| Requires iOS | 17.0 | 17.0 |
| Devices | iPhone | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Federal Bank](https://appshunter.io/developer/695546010) | [THE KARUR VYSYA BANK LIMITED](https://appshunter.io/developer/1039210994) |

## What reviewers say

### FedMobile

[App page](https://appshunter.io/ios/app/fedmobile/id1027354100)

This mobile banking application consolidates banking, bill payments, and UPI services into a single platform. Users can manage accounts, transfer funds, make payments, and access investment and loan services. It also offers account management features and service requests for a comprehensive banking experience.

**Highlights:** Account management and transaction viewing, Online fund transfers (UPI, IMPS, NEFT, RTGS), Recharge and bill payments, Investment in gold and deposit schemes, Loan management and application, Digital passbook access, Service requests and card management

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Excellent
- 🚀 Convenient
- 🚀 Easy to use
- 🚀 Reliable and easy to use
- 🚀 User friendly

**What reviewers complain about**

- 🐛 Not working
- 🐛 Slow
- 🐛 Crashes
- 🐛 Buggy
- 🐛 Unstable

**Reported bugs**

- Login issues
- Device authentication failures
- Crashes on opening the app
- Inability to transfer funds
- Incorrect account balance display

**Requested features**

- Dark mode
- Biometric login
- Improved UPI and scan-to-pay features
- Better account management features
- More payment options


### BHIM KVB Upay

[App page](https://appshunter.io/ios/app/bhim-kvb-upay/id1258079462)

Manage all your bank accounts in one place with this UPI application. Easily transfer funds, request money, and pay using a Virtual Payment Address (VPA) or QR code. Securely access your account balance and block spam VPAs.

**Highlights:** Fund transfer using VPA, IFSC, or Aadhaar, Send and collect money, Access all linked bank accounts, Pay via QR code scanning, Check account balance, Block spam VPAs

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is FedMobile free?

FedMobile is free to download, with no in-app purchases.

### Is BHIM KVB Upay free?

BHIM KVB Upay is free to download, with no in-app purchases.

### Do FedMobile or BHIM KVB Upay have ads?

Neither FedMobile nor BHIM KVB Upay shows ads.

### Which is updated more often, FedMobile or BHIM KVB Upay?

FedMobile ships an update every 6 weeks, and BHIM KVB Upay every 3 months. Most recently, FedMobile was updated on November 1, 2026 and BHIM KVB Upay on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*