# FIRST InSite vs Capital Premium for iPhone

The clearest difference is rating: FIRST InSite at 2.6 against Capital Premium for iPhone's 1.0. Capital Premium for iPhone's advantage is iOS requirement (13.0 vs 18.0). On price, review sentiment, ratings volume and update cadence there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

FIRST InSite holds the better App Store score, 2.6 against 1.0. Both are backed by a comparable volume of ratings — 7 and 8 respectively. Written reviews split almost evenly too, at 17% and 17% positive.

FIRST InSite ships an update every 3 months, Capital Premium for iPhone every 5 months. The most recent releases landed on October 12, 2026 and October 10, 2026 respectively.

## The numbers

| Metric | FIRST InSite | Capital Premium for iPhone |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[2.6 (7 ratings)](https://appshunter.io/ios/app/first-insite/id1028456646/reviews)** | [1.0 (8 ratings)](https://appshunter.io/ios/app/capital-premium-for-iphone/id1270862921/reviews) |
| Number of ratings | 7 | **8** |
| Positive reviews | 16.7% of reviews | 16.7% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 3 months** | Every 5 months |
| Monetization | Free | Free |
| Size | 3 MB | 32 MB |
| Requires iOS | 18.0 | **13.0** |
| Devices | iPhone, iPad | iPhone, iPod |
| Age rating | 17+ | 4+ |
| Developer | [First Insurance Funding Corp.](https://appshunter.io/developer/1028442019) | [Capital Premium](https://appshunter.io/developer/1270862710) |

## What reviewers say

### FIRST InSite

[App page](https://appshunter.io/ios/app/first-insite/id1028456646)

Manage your premium finance account on the go. Check account status, make payments, enroll in paperless billing, and update your contact information easily and for free.

**Highlights:** View account status, Make payments, Enroll in paperless billing, Retrieve account notices, Manage contact information

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Capital Premium for iPhone

[App page](https://appshunter.io/ios/app/capital-premium-for-iphone/id1270862921)

Access loan status, add new loan inquiries, and make payments. Securely access your account with a PIN and manage loan details. Contact customer service directly through the application.

**Highlights:** Loan status details, Add new loan inquiries, Make loan payments, Secure PIN access, Contact customer service, View payment mailing address

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is FIRST InSite free?

FIRST InSite is free to download, with no in-app purchases.

### Is Capital Premium for iPhone free?

Capital Premium for iPhone is free to download, with no in-app purchases.

### Which has better reviews, FIRST InSite or Capital Premium for iPhone?

FIRST InSite is rated higher. FIRST InSite averages 2.6 out of 5 from 7 ratings, while Capital Premium for iPhone averages 1.0 from 8 ratings.

### Do FIRST InSite or Capital Premium for iPhone have ads?

Neither FIRST InSite nor Capital Premium for iPhone shows ads.

### Which is updated more often, FIRST InSite or Capital Premium for iPhone?

FIRST InSite ships an update every 3 months, and Capital Premium for iPhone every 5 months. Most recently, FIRST InSite was updated on October 12, 2026 and Capital Premium for iPhone on October 10, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*