# Banco de Occidente Móvil vs PAYGO

The clearest difference is rating: Banco de Occidente Móvil at 4.4 against PAYGO's 3.0. Banco de Occidente Móvil also leads on review sentiment (32% vs 0%) and ratings volume (439 vs 4). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Banco de Occidente Móvil holds the better App Store score, 4.4 against 3.0. That said, the two scores are not equally well evidenced: Banco de Occidente Móvil has 439 ratings behind it against 4, so its average is the more settled of the two. Written reviews point the same way: 32% of Banco de Occidente Móvil's written reviews are positive against 0% of PAYGO's.

Banco de Occidente Móvil ships an update every 3 weeks, PAYGO every 2 months. The most recent releases landed on October 26, 2026 and October 14, 2026 respectively.

## The numbers

| Metric | Banco de Occidente Móvil | PAYGO |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.4 (439 ratings)](https://appshunter.io/ios/app/banco-de-occidente-movil/id1029097626/reviews)** | [3.0 (4 ratings)](https://appshunter.io/ios/app/paygo/id1433709621/reviews) |
| Number of ratings | **439** | 4 |
| Positive reviews | **31.8% of reviews** | 0.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 3 weeks** | Every 2 months |
| Monetization | Free | Free |
| Size | 107 MB | 20 MB |
| Requires iOS | **15.0** | 15.6 |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [BANCO DE OCCIDENTE](https://appshunter.io/developer/1029097625) | [PAYGO S.A.S](https://appshunter.io/developer/1433709620) |

## What reviewers say

### Banco de Occidente Móvil

[App page](https://appshunter.io/ios/app/banco-de-occidente-movil/id1029097626)

Manage your finances on the go with this banking application. Easily register, make QR purchases, transfer funds, pay bills, and check account details. Access information about your products and locate bank branches and ATMs nationwide.

**Highlights:** Easy registration and login, QR code purchases, Fund transfers and cash advances, Bill and credit card payments, Account balance and transaction history, Generate certificates and statements, Locate branches and ATMs

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use
- 🚀 Fast transactions
- 😊 Friendly interface
- ✅ Reliable service
- ✨ Innovative features

**What reviewers complain about**

- 🐌 Slow performance
- ❌ Difficult to navigate
- 🐛 Frequent crashes
- 👎 Poor customer service
- 💸 Unexpected charges

**Reported bugs**

- App is very slow
- Difficult to access settings
- App is slow and cumbersome
- App continuously presents failures
- No pockets to manage money

**Requested features**

- Ability to pay specific credit card purchases
- Make payments from other accounts via PSE
- Add pockets for money management
- Add Apple Pay for debit cards
- Improve authentication methods


### PAYGO

[App page](https://appshunter.io/ios/app/paygo/id1433709621)

This platform offers a secure and convenient alternative to cash for students in educational institutions. It allows for easy payments, real-time spending monitoring, and control over purchases, including blocking specific items or categories.

**Highlights:** Secure alternative payment method, Real-time spending monitoring, Control over purchases, Block unwanted products/categories, View meal menu schedules

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Banco de Occidente Móvil free?

Banco de Occidente Móvil is free to download, with no in-app purchases.

### Is PAYGO free?

PAYGO is free to download, with no in-app purchases.

### Which has better reviews, Banco de Occidente Móvil or PAYGO?

Banco de Occidente Móvil is rated higher. Banco de Occidente Móvil averages 4.4 out of 5 from 439 ratings, while PAYGO averages 3.0 from 4 ratings.

### Do Banco de Occidente Móvil or PAYGO have ads?

Neither Banco de Occidente Móvil nor PAYGO shows ads.

### Which is updated more often, Banco de Occidente Móvil or PAYGO?

Banco de Occidente Móvil ships an update every 3 weeks, and PAYGO every 2 months. Most recently, Banco de Occidente Móvil was updated on October 26, 2026 and PAYGO on October 14, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*