# CWMoney vs MOZE

The clearest difference is ads: MOZE at none against CWMoney's shown. MOZE also leads on update cadence (weekly vs every 5 weeks). CWMoney's advantage is rating (4.7 vs 4.5) and ratings volume (362 vs 67). On price, review sentiment, in-app purchases and monetization model there is nothing between them.

Both are free to download. CWMoney sells 4 in-app purchases, starting at $2.49 per month and MOZE sells 10 in-app purchases, starting at $1.99 per month. Whichever you choose, the download price is not the number that matters.

CWMoney holds the better App Store score, 4.7 against 4.5. That said, the two scores are not equally well evidenced: CWMoney has 362 ratings behind it against 67, so its average is the more settled of the two. Written reviews complicate that: 82% of CWMoney's written reviews are positive against 87% of MOZE's, so the app with the better star average is not the one people write more warmly about.

CWMoney ships an update every 5 weeks, MOZE weekly. The most recent releases landed on November 7, 2026 and November 6, 2026 respectively.

## The numbers

| Metric | CWMoney | MOZE |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.7 (362 ratings)](https://appshunter.io/ios/app/cwmoney/id1029760973/reviews)** | [4.5 (67 ratings)](https://appshunter.io/ios/app/moze/id1460011387/reviews) |
| Number of ratings | **362** | 67 |
| Positive reviews | 81.8% of reviews | **86.6% of reviews** |
| In-app purchases | Yes | Yes |
| Ads | Yes | **No** |
| Update frequency | Every 5 weeks | **Weekly** |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Size | 170 MB | 209 MB |
| Requires iOS | **13.0** | 17.0 |
| Devices | iPhone, iPod | **iPhone, iPad, Apple Watch** |
| Age rating | 4+ | 17+ |
| Developer | [KINGWAY MEDIA CO., LTD.](https://appshunter.io/developer/1861368921) | [MOZE Co., Ltd.](https://appshunter.io/developer/934668222) |

## What reviewers say

### CWMoney

[App page](https://appshunter.io/ios/app/cwmoney/id1029760973)

Manage your personal finances with this comprehensive app. Track daily expenses and income, visualize your spending with charts, and set budgets. Supports multiple accounts, currencies, and offers advanced features like GPS tracking and cloud backup.

**Highlights:** Daily expense and income tracking, Income and expense pie/bar charts, Multiple accounts and currencies, Budget setting, Hierarchical categories, Cloud backup to Dropbox, GPS, camera, and voice recording support

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| VIP每個月90元 | $2.49 | per month |
| VIP 家庭方案每個月150元 (可邀請兩位朋友成為VIP) | $4.99 | per month |
| VIP每半年525元 | $14.99 | per 6 months |
| VIP每年690元 | $19.99 | per year |

**What reviewers like**

- 👍 Interface clean and intuitive
- 👍 Easy to use and practical
- 👍 Versatile and functional
- 👍 Good for tracking expenses
- 👍 Customization options available

**What reviewers complain about**

- 🐛 Slow startup after updates
- 🐛 Frequent logouts requiring re-login
- 🐛 App crashes when accessing monthly reports
- 🐛 Date search function removed, inconvenient
- 🐛 Fixed FX rates, not realistic

**Reported bugs**

- Frequent logouts
- App crashes when accessing monthly reports
- Date search function removed
- FX rate is fixed for all periods
- Remarks disappear and do not save

**Requested features**

- Allow changing default currency
- Add option to change display currency for total income/expenses
- Enable budget linking to monthly income
- Add option to change language
- Add simplified Chinese language option


### MOZE

[App page](https://appshunter.io/ios/app/moze/id1460011387)

Effortlessly track your income and expenses with this powerful financial management app. It offers multi-account support, budget planning, detailed reports, and even cryptocurrency tracking. Regain control of your finances with a beautiful and intuitive interface.

**Highlights:** Multi-account and cross-currency bookkeeping, Budget planning and project grouping, Detailed statistical and comparison reports, Credit card management and rewards tracking, Cryptocurrency tracking, Taiwan E-invoice integration, Customizable categories and themes

**Features:** macOS Compatibility, Family Sharing, Apple Watch app

**In-app purchases (10)**

| Purchase | Price | Billing |
| --- | --- | --- |
| MOZE MONTHLY PREMIUM PLAN | $1.99 | per month |
| MOZE YEARLY PREMIUM PLAN | $19.99 | per year |
| TW Account Icon Set 1 | Free | one-time |
| TW Account Icon Set 2 | Free | one-time |
| CN Account Icon Set 1 | Free | one-time |
| CN Account Icon Set 2 | Free | one-time |
| CN Account Icon Set 4 | Free | one-time |
| CN Account Icon Set 3 | Free | one-time |
| TW Account Icon Set 4 | Free | one-time |
| TW Account Icon Set 3 | Free | one-time |


## Frequently asked questions

### Is CWMoney free?

CWMoney is free to download, with in-app purchases available.

### Is MOZE free?

MOZE is free to download, with in-app purchases available.

### Which has better reviews, CWMoney or MOZE?

CWMoney is rated higher. CWMoney averages 4.7 out of 5 from 362 ratings, while MOZE averages 4.5 from 67 ratings.

### Do CWMoney or MOZE have ads?

CWMoney shows ads; MOZE does not.

### Which is updated more often, CWMoney or MOZE?

CWMoney ships an update every 5 weeks, and MOZE weekly. Most recently, CWMoney was updated on November 7, 2026 and MOZE on November 6, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*