# CWMoney vs 基富通證券

The clearest difference is in-app purchases: 基富通證券 at none against CWMoney's 4. 基富通證券 also leads on ads (none vs shown) and rating (5.0 vs 4.7). CWMoney's advantage is ratings volume (362 vs 1) and iOS requirement (13.0 vs 15.5). On price, update cadence and device support there is nothing between them.

Both are free to download. CWMoney sells 4 in-app purchases, starting at $2.49 per month. 基富通證券 asks for nothing beyond the download.

基富通證券 holds the better App Store score, 5.0 against 4.7. That said, the two scores are not equally well evidenced: CWMoney has 362 ratings behind it against 1, so its average is the more settled of the two.

CWMoney ships an update every 5 weeks, 基富通證券 every 2 months. The most recent releases landed on November 7, 2026 and November 3, 2026 respectively.

## The numbers

| Metric | CWMoney | 基富通證券 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.7 (362 ratings)](https://appshunter.io/ios/app/cwmoney/id1029760973/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/id1659627613/reviews)** |
| Number of ratings | **362** | 1 |
| Positive reviews | 81.8% of reviews | — |
| In-app purchases | Yes | **No** |
| Ads | Yes | **No** |
| Update frequency | **Every 5 weeks** | Every 2 months |
| Monetization | Free with in-app purchases | — |
| Size | 170 MB | 101 MB |
| Requires iOS | **13.0** | 15.5 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [KINGWAY MEDIA CO., LTD.](https://appshunter.io/developer/1861368921) | [基富通證券股份有限公司](https://appshunter.io/developer/1659627615) |

## What reviewers say

### CWMoney

[App page](https://appshunter.io/ios/app/cwmoney/id1029760973)

Manage your personal finances with this comprehensive app. Track daily expenses and income, visualize your spending with charts, and set budgets. Supports multiple accounts, currencies, and offers advanced features like GPS tracking and cloud backup.

**Highlights:** Daily expense and income tracking, Income and expense pie/bar charts, Multiple accounts and currencies, Budget setting, Hierarchical categories, Cloud backup to Dropbox, GPS, camera, and voice recording support

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| VIP每個月90元 | $2.49 | per month |
| VIP 家庭方案每個月150元 (可邀請兩位朋友成為VIP) | $4.99 | per month |
| VIP每半年525元 | $14.99 | per 6 months |
| VIP每年690元 | $19.99 | per year |

**What reviewers like**

- 👍 Interface clean and intuitive
- 👍 Easy to use and practical
- 👍 Versatile and functional
- 👍 Good for tracking expenses
- 👍 Customization options available

**What reviewers complain about**

- 🐛 Slow startup after updates
- 🐛 Frequent logouts requiring re-login
- 🐛 App crashes when accessing monthly reports
- 🐛 Date search function removed, inconvenient
- 🐛 Fixed FX rates, not realistic

**Reported bugs**

- Frequent logouts
- App crashes when accessing monthly reports
- Date search function removed
- FX rate is fixed for all periods
- Remarks disappear and do not save

**Requested features**

- Allow changing default currency
- Add option to change display currency for total income/expenses
- Enable budget linking to monthly income
- Add option to change language
- Add simplified Chinese language option


### 基富通證券

[App page](https://appshunter.io/ios/app/id1659627613)

**In-app purchases:** none


## Frequently asked questions

### Is CWMoney free?

CWMoney is free to download, with in-app purchases available.

### Is 基富通證券 free?

基富通證券 is free to download, with no in-app purchases.

### Which has better reviews, CWMoney or 基富通證券?

基富通證券 is rated higher. CWMoney averages 4.7 out of 5 from 362 ratings, while 基富通證券 averages 5.0 from 1 ratings.

### Do CWMoney or 基富通證券 have ads?

CWMoney shows ads; 基富通證券 does not.

### Which is updated more often, CWMoney or 基富通證券?

CWMoney ships an update every 5 weeks, and 基富通證券 every 2 months. Most recently, CWMoney was updated on November 7, 2026 and 基富通證券 on November 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*