# CWMoney vs ETF存股計畫

The clearest difference is ratings volume: CWMoney at 362 against ETF存股計畫's 15. CWMoney also leads on review sentiment (82% vs 65%) and iOS requirement (13.0 vs 15.0). ETF存股計畫's advantage is rating (4.9 vs 4.7). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. CWMoney sells 4 in-app purchases, starting at $2.49 per month and ETF存股計畫 sells 8 in-app purchases, starting at $5.99 per month. Whichever you choose, the download price is not the number that matters.

ETF存股計畫 holds the better App Store score, 4.9 against 4.7. That said, the two scores are not equally well evidenced: CWMoney has 362 ratings behind it against 15, so its average is the more settled of the two. Written reviews complicate that: 82% of CWMoney's written reviews are positive against 65% of ETF存股計畫's, so the app with the better star average is not the one people write more warmly about.

CWMoney ships an update every 5 weeks, ETF存股計畫 every 3 weeks. The most recent releases landed on October 24, 2026 and October 27, 2026 respectively.

## The numbers

| Metric | CWMoney | ETF存股計畫 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.7 (362 ratings)](https://appshunter.io/ios/app/cwmoney/id1029760973/reviews) | **[4.9 (15 ratings)](https://appshunter.io/ios/app/etf/id6453360933/reviews)** |
| Number of ratings | **362** | 15 |
| Positive reviews | **81.8% of reviews** | 64.7% of reviews |
| In-app purchases | Yes | Yes |
| Ads | Yes | Yes |
| Update frequency | Every 5 weeks | **Every 3 weeks** |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Size | 170 MB | 203 MB |
| Requires iOS | **13.0** | 15.0 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [KINGWAY MEDIA CO., LTD.](https://appshunter.io/developer/1861368921) | [CMoney](https://appshunter.io/developer/503431064) |

## What reviewers say

### CWMoney

[App page](https://appshunter.io/ios/app/cwmoney/id1029760973)

Manage your personal finances with this comprehensive app. Track daily expenses and income, visualize your spending with charts, and set budgets. Supports multiple accounts, currencies, and offers advanced features like GPS tracking and cloud backup.

**Highlights:** Daily expense and income tracking, Income and expense pie/bar charts, Multiple accounts and currencies, Budget setting, Hierarchical categories, Cloud backup to Dropbox, GPS, camera, and voice recording support

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| VIP每個月90元 | $2.49 | per month |
| VIP 家庭方案每個月150元 (可邀請兩位朋友成為VIP) | $4.99 | per month |
| VIP每半年525元 | $14.99 | per 6 months |
| VIP每年690元 | $19.99 | per year |

**What reviewers like**

- 👍 Interface clean and intuitive
- 👍 Easy to use and practical
- 👍 Versatile and functional
- 👍 Good for tracking expenses
- 👍 Customization options available

**What reviewers complain about**

- 🐛 Slow startup after updates
- 🐛 Frequent logouts requiring re-login
- 🐛 App crashes when accessing monthly reports
- 🐛 Date search function removed, inconvenient
- 🐛 Fixed FX rates, not realistic

**Reported bugs**

- Frequent logouts
- App crashes when accessing monthly reports
- Date search function removed
- FX rate is fixed for all periods
- Remarks disappear and do not save

**Requested features**

- Allow changing default currency
- Add option to change display currency for total income/expenses
- Enable budget linking to monthly income
- Add option to change language
- Add simplified Chinese language option


### ETF存股計畫

[App page](https://appshunter.io/ios/app/etf/id6453360933)

This app assists ETF investors and long-term stock savers with growth projections, performance comparisons, and curated lists. It offers tools to estimate portfolio growth, compare returns, and discover suitable ETFs through quizzes and categorized lists.

**Highlights:** 存股計算 (Stock saving calculation), 熱門排行榜 (Hot rankings), 主題分類清單 (Thematic category lists), 報酬率比較 (Return rate comparison), ETF精選 (Featured ETFs), ETF測驗 (ETF quiz)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (8)**

| Purchase | Price | Billing |
| --- | --- | --- |
| 訂閱ETF專業版權限一個月 | $5.99 | per month |
| 訂閱ETF專業版權限一個月 | $11.99 | per month |
| 訂閱ETF專業版權限(含策略清單)一個月 | $11.99 | per month |
| 訂閱ETF專業版權限(含策略清單)一個月 | $14.99 | per month |
| 訂閱ETF專業版權限一年 | $49.99 | per year |
| 訂閱ETF專業版權限一年 | $99.99 | per year |
| 訂閱ETF專業版權限(含策略清單)一年 | $99.99 | per year |
| 訂閱ETF專業版權限(含策略清單)一年 | $119.99 | per year |


## Frequently asked questions

### Is CWMoney free?

CWMoney is free to download, with in-app purchases available.

### Is ETF存股計畫 free?

ETF存股計畫 is free to download, with in-app purchases available.

### Which has better reviews, CWMoney or ETF存股計畫?

ETF存股計畫 is rated higher. CWMoney averages 4.7 out of 5 from 362 ratings, while ETF存股計畫 averages 4.9 from 15 ratings.

### Do CWMoney or ETF存股計畫 have ads?

Both CWMoney and ETF存股計畫 show ads.

### Which is updated more often, CWMoney or ETF存股計畫?

CWMoney ships an update every 5 weeks, and ETF存股計畫 every 3 weeks. Most recently, CWMoney was updated on October 24, 2026 and ETF存股計畫 on October 27, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*