# Token BTN Internet Banking vs Halo BCA

The clearest difference is review sentiment: Token BTN Internet Banking at 74% against Halo BCA's 20%. Token BTN Internet Banking also leads on iOS requirement (12 vs 15.0). Halo BCA's advantage is update cadence (monthly vs every 4 months). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Token BTN Internet Banking ships an update every 4 months, Halo BCA monthly. Both last shipped on October 14, 2026.

## The numbers

| Metric | Token BTN Internet Banking | Halo BCA |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[3.2 (16 ratings)](https://appshunter.io/ios/app/halo-bca/id1527740494/reviews)** |
| Number of ratings | — | **16** |
| Positive reviews | **74.1% of reviews** | 20.3% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 4 months | **Monthly** |
| Monetization | Free | Free |
| Size | 5 MB | 288 MB |
| Requires iOS | **12** | 15.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [BANK TABUNGAN NEGARA (PERSERO), PT TBK](https://appshunter.io/developer/853456614) | [PT. Bank Central Asia Tbk](https://appshunter.io/developer/551587257) |

## What reviewers say

### Token BTN Internet Banking

[App page](https://appshunter.io/ios/app/token-btn-internet-banking/id1029776807)

This app provides transaction authentication for a specific internet banking website. Users need to register at a physical branch to activate its services. It is available for download on the Apple App Store.

**Highlights:** Transaction authentication, BTN Internet Banking integration, Mobile activation, Secure access

**Features:** macOS Compatibility

**In-app purchases:** none


### Halo BCA

[App page](https://appshunter.io/ios/app/halo-bca/id1527740494)

This app offers convenient access to banking services, including free customer support via VoIP or chat. Users can manage their accounts, update personal information, track report statuses, and unblock ATM PINs. It supports multiple languages and is accessible globally with an internet connection.

**Highlights:** BCA ID login, Free VoIP and Live Chat customer service, Global accessibility, Multi-language support, Latest info and promos, Verified contact information, Data updates, Report status tracking, Unblock ATM PIN, Customizable OTP delivery

**In-app purchases:** none

**What reviewers like**

- 👍 Helpful for contacting BCA overseas
- 👍 Can call Halo BCA without using pulses
- 👍 Good service and staff
- 👍 Amazing and very helpful
- 👍 Very helpful, no need to go to the bank

**What reviewers complain about**

- 😞 No sound on calls
- 😞 Slow verification email
- 😞 Lost money, balance not returned
- 😞 Difficult facial verification
- 😞 Cannot log in

**Reported bugs**

- No sound on calls
- Verification failed repeatedly
- Balance not returned after failed transaction
- ATM delivery not received
- Call fails or busy

**Requested features**

- Integrate with myBCA
- Make it a feature in myBCA
- Improve integration with myBCA


## Frequently asked questions

### Is Token BTN Internet Banking free?

Token BTN Internet Banking is free to download, with no in-app purchases.

### Is Halo BCA free?

Halo BCA is free to download, with no in-app purchases.

### Do Token BTN Internet Banking or Halo BCA have ads?

Neither Token BTN Internet Banking nor Halo BCA shows ads.

### Which is updated more often, Token BTN Internet Banking or Halo BCA?

Token BTN Internet Banking ships an update every 4 months, and Halo BCA monthly. Most recently, Token BTN Internet Banking was updated on October 14, 2026 and Halo BCA on October 14, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*