# Token BTN Internet Banking vs BYOND by BSI

The clearest difference is ads: Token BTN Internet Banking at none against BYOND by BSI's shown. Token BTN Internet Banking also leads on iOS requirement (12 vs 14.0). BYOND by BSI's advantage is update cadence (every 6 weeks vs every 4 months). On price, review sentiment, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Token BTN Internet Banking ships an update every 4 months, BYOND by BSI every 6 weeks. The most recent releases landed on October 14, 2026 and October 20, 2026 respectively.

## The numbers

| Metric | Token BTN Internet Banking | BYOND by BSI |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[4.2 (23 ratings)](https://appshunter.io/ios/app/byond-by-bsi/id6444697752/reviews)** |
| Number of ratings | — | **23** |
| Positive reviews | **74.1% of reviews** | 66.7% of reviews |
| In-app purchases | No | No |
| Ads | **No** | Yes |
| Update frequency | Every 4 months | **Every 6 weeks** |
| Monetization | Free | Free |
| Size | 5 MB | 490 MB |
| Requires iOS | **12** | 14.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [BANK TABUNGAN NEGARA (PERSERO), PT TBK](https://appshunter.io/developer/853456614) | [PT Bank Syariah Indonesia, Tbk](https://appshunter.io/developer/927331651) |

## What reviewers say

### Token BTN Internet Banking

[App page](https://appshunter.io/ios/app/token-btn-internet-banking/id1029776807)

This app provides transaction authentication for a specific internet banking website. Users need to register at a physical branch to activate its services. It is available for download on the Apple App Store.

**Highlights:** Transaction authentication, BTN Internet Banking integration, Mobile activation, Secure access

**Features:** macOS Compatibility

**In-app purchases:** none


### BYOND by BSI

[App page](https://appshunter.io/ios/app/byond-by-bsi/id6444697752)

This digital banking app offers a comprehensive suite of Sharia-compliant financial services. Easily manage accounts, make payments, invest in various assets, apply for financing, and access Islamic features like donations and prayer reminders.

**Highlights:** Open accounts remotely, QRIS and bill payments, E-wallet top-ups, Gold, SBSN, and deposit investments, Financing for various needs, Donations, zakat, and prayer reminders, Quran reader

**In-app purchases:** none


## Frequently asked questions

### Is Token BTN Internet Banking free?

Token BTN Internet Banking is free to download, with no in-app purchases.

### Is BYOND by BSI free?

BYOND by BSI is free to download, with no in-app purchases.

### Do Token BTN Internet Banking or BYOND by BSI have ads?

BYOND by BSI shows ads; Token BTN Internet Banking does not.

### Which is updated more often, Token BTN Internet Banking or BYOND by BSI?

Token BTN Internet Banking ships an update every 4 months, and BYOND by BSI every 6 weeks. Most recently, Token BTN Internet Banking was updated on October 14, 2026 and BYOND by BSI on October 20, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*