# My Wallets vs Rational Spending

The clearest difference is price: Rational Spending at Free against My Wallets's $1.99. Rational Spending also leads on update cadence (every 9 days vs every 6 months). My Wallets's advantage is iOS requirement (12.1 vs 15.5). On ads, in-app purchases and device support there is nothing between them.

Rational Spending is free to download; My Wallets costs $1.99 up front. Neither carries in-app purchases, so what you see is what you pay.

My Wallets ships an update every 6 months, Rational Spending every 9 days. The most recent releases landed on November 6, 2026 and October 27, 2026 respectively.

## The numbers

| Metric | My Wallets | Rational Spending |
| --- | --- | --- |
| Price | $1.99 | **Free** |
| Rating | **[3.5 (6 ratings)](https://appshunter.io/ios/app/my-wallets-finance-tracking/id1030365057/reviews)** | — |
| Number of ratings | **6** | — |
| Positive reviews | 54.8% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 6 months | **Every 9 days** |
| Monetization | Paid | — |
| Size | 25 MB | 8 MB |
| Requires iOS | **12.1** | 15.5 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Pavel Kataykin](https://appshunter.io/developer/1030365056) | [Serhii Romanko](https://appshunter.io/developer/1686581948) |

## What reviewers say

### My Wallets

[App page](https://appshunter.io/ios/app/my-wallets-finance-tracking/id1030365057)

Manage your personal finances by tracking expenses and income. Organize transactions by categories, accounts, and currencies to gain insights into your spending habits and save money effectively.

**Highlights:** Expense and income tracking, Categorization of transactions, Multi-currency support, Cloud synchronization, Password protection, Graphical reports

**Features:** macOS Compatibility

**In-app purchases:** none


### Rational Spending

[App page](https://appshunter.io/ios/app/rational-spending/id6448849081)

**In-app purchases:** none


## Frequently asked questions

### Is My Wallets free?

My Wallets costs $1.99, with no in-app purchases.

### Is Rational Spending free?

Rational Spending is free to download, with no in-app purchases.

### Do My Wallets or Rational Spending have ads?

Neither My Wallets nor Rational Spending shows ads.

### Which is updated more often, My Wallets or Rational Spending?

My Wallets ships an update every 6 months, and Rational Spending every 9 days. Most recently, My Wallets was updated on November 6, 2026 and Rational Spending on October 27, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*