# My Wallets vs xpenses

The clearest difference is price: xpenses at Free against My Wallets's $1.99. xpenses also leads on update cadence (fortnightly vs every 6 months). My Wallets's advantage is in-app purchases (none vs 2) and device support (3 vs 1). On ads there is nothing between them.

xpenses is free to download; My Wallets costs $1.99 up front. xpenses sells 2 in-app purchases, starting at $2.99 per month. My Wallets asks for nothing beyond the download.

My Wallets ships an update every 6 months, xpenses fortnightly. The most recent releases landed on November 6, 2026 and October 27, 2026 respectively.

## The numbers

| Metric | My Wallets | xpenses |
| --- | --- | --- |
| Price | $1.99 | **Free** |
| Rating | **[3.5 (6 ratings)](https://appshunter.io/ios/app/my-wallets-finance-tracking/id1030365057/reviews)** | — |
| Number of ratings | **6** | — |
| Positive reviews | 54.8% of reviews | — |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Every 6 months | **Fortnightly** |
| Monetization | Paid | — |
| Size | 25 MB | 3 MB |
| Requires iOS | **12.1** | 17.0 |
| Devices | **iPhone, iPad, iPod** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Pavel Kataykin](https://appshunter.io/developer/1030365056) | [Lev Poznyakov](https://appshunter.io/developer/1752358249) |

## What reviewers say

### My Wallets

[App page](https://appshunter.io/ios/app/my-wallets-finance-tracking/id1030365057)

Manage your personal finances by tracking expenses and income. Organize transactions by categories, accounts, and currencies to gain insights into your spending habits and save money effectively.

**Highlights:** Expense and income tracking, Categorization of transactions, Multi-currency support, Cloud synchronization, Password protection, Graphical reports

**Features:** macOS Compatibility

**In-app purchases:** none


### xpenses

[App page](https://appshunter.io/ios/app/xpenses-spending-tracker/id6535679972)

**Features:** Family Sharing

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| xpenses+ monthly | $2.99 | per month |
| xpenses+ yearly | $19.99 | per year |


## Frequently asked questions

### Is My Wallets free?

My Wallets costs $1.99, with no in-app purchases.

### Is xpenses free?

xpenses is free to download, with in-app purchases available.

### Do My Wallets or xpenses have ads?

Neither My Wallets nor xpenses shows ads.

### Which is updated more often, My Wallets or xpenses?

My Wallets ships an update every 6 months, and xpenses fortnightly. Most recently, My Wallets was updated on November 6, 2026 and xpenses on October 27, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*