My Wallets vs xpenses
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
My Wallets
Manage your personal finances by tracking expenses and income. Organize transactions by categories, accounts, and currencies to gain insights into your spending habits and save money effectively.
- Expense and income tracking
- Categorization of transactions
- Multi-currency support
- Cloud synchronization
- Password protection
- Graphical reports
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Do you want to control your expenses and be always aware of how much money you have spent and obtained over the past day, week, month or even year? This program will be the best financial assistant for you in this regard. You will always be informed of your financial possibilities. The app will show you, where you can save money and where you can spend more than usual. It is much easier to do this by using categories (food, clothes, car), accounts (cash, bank card, deposit), currencies (dollars, euros, pounds) and transfers (from one account to another). Your details will be securely saved. Syncing with the cloud will save your data, even if the device fails to function. You can set the app logon password, just in case your device is used by others, so you can stop worrying about your data confidentiality. You can easily use the application and you will be able to quickly add new recordings of expenses. The program requires a minimum of time for keeping records; it is easy enough for novices, while it provides rich functionality and a lot of settings for experienced users. One base on different devices. Thanks to the syncing with the cloud, the whole family can use the application. Your phone will inform you of any change in the database with a notification. You can log in to the app using other devices or via WEB-interface (browser), following the link “http://walletsapp.com”. Forget about past problems of unknown losses and counting money for a long time. Now you have a reliable program that will help you: - Reduce your expenses; - Calculate the total capital in different currencies; - Save your family budget; - Assess your financial possibilities; As our ancestors used to say, money likes to be counted! Therefore, a personal banking system allows you to safely manage any money transactions, look through charts and reports, and sort your incomings and expenses according to different categories. Download the mobile application and do not lose sight of any financial transaction. System capabilities: - Addition of accounts (including multicurrency), categories (and subcategories); - Addition of transactions and remittances (in the same or different currencies); - View of the current exchange rates used in the application; - Syncing with the cloud and with different devices; - App logon password; - View of the current funds in the same currency; - Graphical reports according to the categories, accounts and currencies; - Daily, weekly, monthly and annual reports on the incomings and expenses; - Graphic report on the size of the capital in different currencies for a selected period; - Log in to the application database via a browser (WEB-version), following the link http://walletsapp.com. Differences from the free version: - No advertising; Create your own financial history and always keep up with the flow of your own cash!
xpenses
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xpenses is an application designed to help you monitor your expenses. Features: - Fast and Simple Transaction Entry: Easily and quickly record your spending activities. - Customizable Wallets and Categories: Personalize your wallets and categories by selecting your preferred icons and colors. - Cross-Device Syncing: Keep your data consistent across all your devices. - Integrated Calculator and Currency Converter: Utilize built-in tools for calculations and converting currencies. - Automatic Data Backup: Ensure your information is safely backed up without manual intervention. - Multiple currencies: over 300 currencies and exchange rates, including crypto. - Custom Currency Creation: Add new currencies if the one you need isn’t already available. - Clean and User-Friendly Design: Enjoy a straightforward, intuitive, and meticulously crafted user interface. - Search Functionality: Easily find specific transactions or categories using the search feature. Terms: https://project10868033.tilda.ws/xpenses/terms Privacy: https://project10868033.tilda.ws/xpenses/privacy
Screenshots
Verdict
The clearest difference is price: xpenses at Free against My Wallets's $1.99. xpenses also leads on update cadence (fortnightly vs every 6 months). My Wallets's advantage is in-app purchases (none vs 2) and device support (3 vs 1). On ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
xpenses is free to download; My Wallets costs $1.99 up front. xpenses sells 2 in-app purchases, starting at $2.99 per month. My Wallets asks for nothing beyond the download.
My Wallets ships an update every 6 months, xpenses fortnightly. The most recent releases landed on September 23, 2026 and December 17, 2025 respectively.
| Parameter | My Wallets | xpenses |
|---|---|---|
| Price | $1.99 | Free — better |
| Rating | 3.5 (6 ratings) — better | — |
| Positive reviews | 54.8% of reviews | — |
| Number of ratings | 6 — better | — |
| Update frequency | Every 6 months | Fortnightly — better |
| Ads | No | No |
| In-app purchases | No — better | Yes |
| Monetization | Paid | — |
| Devices | iPhone, iPad, iPod — better | iPhone |
| Requires iOS | 12.1 — better | 17.0 |
| Further details — not scored | ||
| Size | 25 MB | 3 MB |
| Age rating | 4+ | 4+ |
| Developer | Pavel Kataykin | Lev Poznyakov |
In-app purchases
My Wallets
No in-app purchases
xpenses
- xpenses+ monthly$2.991 Month
- xpenses+ yearly3 Days trial$19.991 Year








