# Firefighters First CU vs PlanLink

The clearest difference is ads: PlanLink at none against Firefighters First CU's shown. PlanLink also leads on review sentiment (96% vs 74%) and iOS requirement (15.0 vs 17.0). Firefighters First CU's advantage is ratings volume (8K vs 105). On price, rating, update cadence and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.9 for Firefighters First CU against 4.8 for PlanLink. That said, the two scores are not equally well evidenced: Firefighters First CU has 8K ratings behind it against 105, so its average is the more settled of the two. Written reviews are what separate them: 74% of Firefighters First CU's written reviews are positive against 96% of PlanLink's.

Firefighters First CU ships an update every 4 months, PlanLink every 7 months. The most recent releases landed on September 22, 2026 and September 5, 2026 respectively.

## The numbers

| Metric | Firefighters First CU | PlanLink |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.9 (8K ratings)](https://appshunter.io/ios/app/firefighters-first-cu/id1030430975/reviews)** | [4.8 (105 ratings)](https://appshunter.io/ios/app/planlink/id1626687408/reviews) |
| Number of ratings | **8K** | 105 |
| Positive reviews | 73.7% of reviews | **95.8% of reviews** |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | **Every 4 months** | Every 7 months |
| Monetization | Free | Free |
| Size | 110 MB | 36 MB |
| Requires iOS | 17.0 | **15.0** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Firefighters First Credit Union](https://appshunter.io/developer/489710915) | [Spectrum Pension Consultants, Inc.](https://appshunter.io/developer/1626687410) |

## What reviewers say

### Firefighters First CU

[App page](https://appshunter.io/ios/app/firefighters-first-cu/id1030430975)

Manage your finances on the go with this mobile banking app. Check balances, view transactions, deposit checks, pay bills, transfer funds, and locate ATMs. Access your accounts conveniently from anywhere.

**Highlights:** Check account balances and transaction history, Deposit checks via photo, Pay bills and other people, Transfer funds between accounts, Locate nearby ATMs

**In-app purchases:** none

**What reviewers like**

- 👍 Exceptional service
- 🚀 Easy to use
- 🚀 Intuitive app
- 👍 Excellent customer service
- 👍 Convenient banking

**What reviewers complain about**

- 🐛 Zelle not working
- 🐛 Glitchy app after updates
- 🐛 Mobile deposit issues
- 🐛 App crashes
- 🐛 Limited features

**Reported bugs**

- Zelle not working
- Mobile deposit issues
- App crashes
- Bill pay problems

**Requested features**

- Bring back ID with picture option
- Ability to see Zelle transaction details
- Easier transfers between FFCU and other banks
- Facial recognition login
- Improved bill pay history


### PlanLink

[App page](https://appshunter.io/ios/app/planlink/id1626687408)

Quickly enroll in retirement plans and manage your investments. Access loan and withdrawal options, view performance data, and track transaction history securely with biometric authentication.

**Highlights:** Retirement plan enrollment, Investment portfolio management, Contribution changes, Loan and withdrawal requests, View portfolio returns, Transaction history search, Live fund performance data

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Firefighters First CU free?

Firefighters First CU is free to download, with no in-app purchases.

### Is PlanLink free?

PlanLink is free to download, with no in-app purchases.

### Which has better reviews, Firefighters First CU or PlanLink?

Firefighters First CU is rated higher. Firefighters First CU averages 4.9 out of 5 from 8K ratings, while PlanLink averages 4.8 from 105 ratings.

### Do Firefighters First CU or PlanLink have ads?

Firefighters First CU shows ads; PlanLink does not.

### Which is updated more often, Firefighters First CU or PlanLink?

Firefighters First CU ships an update every 4 months, and PlanLink every 7 months. Most recently, Firefighters First CU was updated on September 22, 2026 and PlanLink on September 5, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*