# 中银证券 vs 招商证券

The clearest difference is rating: 招商证券 at 4.8 against 中银证券's 3.5. 招商证券 also leads on ratings volume (141K vs 6) and device support (4 vs 2). 中银证券's advantage is review sentiment (82% vs 43%) and in-app purchases (none vs 19). On price, update cadence, ads and iOS requirement there is nothing between them.

Both are free to download. 招商证券 sells 12 one-off in-app purchases. 中银证券 asks for nothing beyond the download.

招商证券 holds the better App Store score, 4.8 against 3.5. That said, the two scores are not equally well evidenced: 招商证券 has 141K ratings behind it against 6, so its average is the more settled of the two. Written reviews complicate that: 82% of 中银证券's written reviews are positive against 43% of 招商证券's, so the app with the better star average is not the one people write more warmly about.

Both ship on a similar rhythm, roughly every 3 weeks. The most recent releases landed on October 29, 2026 and October 31, 2026 respectively.

## The numbers

| Metric | 中银证券 | 招商证券 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.5 (6 ratings)](https://appshunter.io/ios/app/id1031496437/reviews) | **[4.8 (141K ratings)](https://appshunter.io/ios/app/id1042567321/reviews)** |
| Number of ratings | 6 | **141K** |
| Positive reviews | **81.8% of reviews** | 42.7% of reviews |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Every 3 weeks | Every 3 weeks |
| Monetization | **Free** | Free with in-app purchases |
| Size | 269 MB | 374 MB |
| Requires iOS | 13.0 | 13.0 |
| Devices | iPhone, iPod | **iPhone, iPad, iPod, Apple Watch** |
| Age rating | 4+ | 12+ |
| Developer | [BOC International (China) Limited](https://appshunter.io/developer/586121443) | [招商证券股份有限公司](https://appshunter.io/developer/442896808) |

## What reviewers say

### 中银证券

[App page](https://appshunter.io/ios/app/id1031496437)

This app provides a comprehensive platform for stock and fund trading, offering real-time market data, a wide range of financial products, and convenient transaction processing. It aims to be a one-stop solution for investors to manage their portfolios and conduct financial business efficiently and securely.

**Highlights:** One-stop investment and wealth management, Real-time market data, Fast trading execution, Diverse financial products, Professional investment information, Convenient business handling

**Features:** Vision Pro support

**In-app purchases:** none


### 招商证券

[App page](https://appshunter.io/ios/app/id1042567321)

This comprehensive wealth management platform allows users to trade stocks and invest in funds. It offers various stock selection tools, low-fee fund purchases, and exclusive new customer benefits. Manage your finances with features like smart investing and salary-based wealth accumulation.

**Highlights:** Stock trading, Fund investment, Stock selection tools, Low-fee fund purchases, New customer benefits, Smart investing, Salary wealth management

**Features:** Apple Watch app

**In-app purchases (12)**

| Purchase | Price | Billing |
| --- | --- | --- |
| 研报掘金-1个月套餐 | $0.99 | one-time |
| MACD专家-1个月套餐 | $0.99 | one-time |
| KDJ专家-1个月套餐 | $0.99 | one-time |
| KDJ专家-3个月套餐 | $2.99 | one-time |
| BOLL专家-3个月套餐 | $2.99 | one-time |
| 北上掘金-1个月套餐 | $12.99 | one-time |
| MACD专家-12个月套餐 | $12.99 | one-time |
| KDJ专家-12个月套餐 | $12.99 | one-time |
| BOLL专家-12个月套餐 | $12.99 | one-time |
| 机构持仓-3个月套餐 | $49.99 | one-time |
| 神奇九转-12个月套餐 | $79.99 | one-time |
| 机构持仓-12个月套餐 | $149.99 | one-time |

**What reviewers like**

- 👍 Convenient app
- 🚀 Very good and easy to use
- 🚀 Friendly interface

**What reviewers complain about**

- 🐛 Frequent crashes
- 🐛 Slow response times
- 🔋 High battery consumption
- 🔒 Mandatory SMS verification to login
- 🐛 Buggy and unstable

**Reported bugs**

- Login screen freezes
- Incompatible with older devices
- Delayed order execution
- Incorrect display of buy/sell orders
- Frequent app crashes

**Requested features**

- Add support for overnight reverse repo trading
- Improve portfolio analysis and reporting
- Optimize for tablet/iPad usage
- Provide more customization options
- Integrate with third-party trading platforms


## Frequently asked questions

### Is 中银证券 free?

中银证券 is free to download, with no in-app purchases.

### Is 招商证券 free?

招商证券 is free to download, with in-app purchases available.

### Which has better reviews, 中银证券 or 招商证券?

招商证券 is rated higher. 中银证券 averages 3.5 out of 5 from 6 ratings, while 招商证券 averages 4.8 from 141K ratings.

### Do 中银证券 or 招商证券 have ads?

Neither 中银证券 nor 招商证券 shows ads.

### Which is updated more often, 中银证券 or 招商证券?

中银证券 ships an update every 3 weeks, and 招商证券 every 3 weeks. Most recently, 中银证券 was updated on October 29, 2026 and 招商证券 on October 31, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*