# FinancialEdge CU Mobile vs UbayGO

The clearest difference is rating: UbayGO at 4.7 against FinancialEdge CU Mobile's 4.3. UbayGO also leads on update cadence (monthly vs every 7 months) and ratings volume (955 vs 10). FinancialEdge CU Mobile's advantage is review sentiment (67% vs 45%) and monetization model (free vs ad-supported). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UbayGO holds the better App Store score, 4.7 against 4.3. That said, the two scores are not equally well evidenced: UbayGO has 955 ratings behind it against 10, so its average is the more settled of the two. Written reviews complicate that: 67% of FinancialEdge CU Mobile's written reviews are positive against 45% of UbayGO's, so the app with the better star average is not the one people write more warmly about.

FinancialEdge CU Mobile ships an update every 7 months, UbayGO monthly. The most recent releases landed on November 1, 2026 and November 7, 2026 respectively.

## The numbers

| Metric | FinancialEdge CU Mobile | UbayGO |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.3 (10 ratings)](https://appshunter.io/ios/app/financialedge-cu-mobile/id1031706520/reviews) | **[4.7 (955 ratings)](https://appshunter.io/ios/app/ubaygo/id6462514902/reviews)** |
| Number of ratings | 10 | **955** |
| Positive reviews | **66.7% of reviews** | 45.5% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 7 months | **Monthly** |
| Monetization | **Free** | Ad-supported |
| Size | 99 MB | 197 MB |
| Requires iOS | **12.0** | 18.4 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 4+ | 12+ |
| Developer | [FinancialEdge Credit Union](https://appshunter.io/developer/1031706519) | [United Bay Community Credit Union](https://appshunter.io/developer/567832812) |

## What reviewers say

### FinancialEdge CU Mobile

[App page](https://appshunter.io/ios/app/financialedge-cu-mobile/id1031706520)

Manage your finances conveniently on the go. Check balances, review transaction history, transfer funds between accounts, and make loan payments directly from your mobile device. Offers secure messaging for customer support.

**Highlights:** Check account balances, View transaction history, Transfer funds, Pay loans, Secure messaging support

**In-app purchases:** none


### UbayGO

[App page](https://appshunter.io/ios/app/ubaygo/id6462514902)

Manage your finances conveniently from anywhere, anytime. Organize transactions with notes and photos, set balance alerts, and make payments or transfers. Deposit checks instantly, manage your debit card, and view statements.

**Highlights:** Organize transactions with tags, notes, and photos, Set balance alerts, Make payments and transfer money, Deposit checks via photo, Manage debit card, View and save statements, Aggregate financial accounts

**Features:** Apple Wallet

**In-app purchases:** none


## Frequently asked questions

### Is FinancialEdge CU Mobile free?

FinancialEdge CU Mobile is free to download, with no in-app purchases.

### Is UbayGO free?

UbayGO is free to download, with no in-app purchases.

### Which has better reviews, FinancialEdge CU Mobile or UbayGO?

UbayGO is rated higher. FinancialEdge CU Mobile averages 4.3 out of 5 from 10 ratings, while UbayGO averages 4.7 from 955 ratings.

### Do FinancialEdge CU Mobile or UbayGO have ads?

Neither FinancialEdge CU Mobile nor UbayGO shows ads.

### Which is updated more often, FinancialEdge CU Mobile or UbayGO?

FinancialEdge CU Mobile ships an update every 7 months, and UbayGO monthly. Most recently, FinancialEdge CU Mobile was updated on November 1, 2026 and UbayGO on November 7, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*