# Pay2Home vs POSB digibank

The clearest difference is review sentiment: Pay2Home at 100% against POSB digibank's 54%. Pay2Home also leads on monetization model (free vs free with in-app purchases) and rating (5.0 vs 4.7). POSB digibank's advantage is ratings volume (794 vs 1). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Pay2Home holds the better App Store score, 5.0 against 4.7. That said, the two scores are not equally well evidenced: POSB digibank has 794 ratings behind it against 1, so its average is the more settled of the two. Written reviews point the same way: 100% of Pay2Home's written reviews are positive against 54% of POSB digibank's.

Both ship on a similar rhythm, roughly every 5 weeks. The most recent releases landed on September 19, 2026 and September 20, 2026 respectively.

## The numbers

| Metric | Pay2Home | POSB digibank |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (1 ratings)](https://appshunter.io/ios/app/pay2home/id1032614997/reviews)** | [4.7 (794 ratings)](https://appshunter.io/ios/app/posb-digibank/id1068416633/reviews) |
| Number of ratings | 1 | **794** |
| Positive reviews | **100.0% of reviews** | 53.8% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 5 weeks | Every 5 weeks |
| Monetization | **Free** | Free with in-app purchases |
| Size | 103 MB | 401 MB |
| Requires iOS | **9.0** | 15.0 |
| Devices | iPhone, iPod | **iPhone, iPod, Apple Watch** |
| Age rating | 4+ | 4+ |
| Developer | [Pay2Home](https://appshunter.io/developer/1032614996) | [DBS Bank Ltd.](https://appshunter.io/developer/362707070) |

## What reviewers say

### Pay2Home

[App page](https://appshunter.io/ios/app/pay2home/id1032614997)

Send money globally with ease and security. This app allows for fast, convenient transfers with low, flat fees and no hidden charges. Track your transactions, pay bills overseas, and even collect cash at select locations.

**Highlights:** Instant sign-up with Singpass MyInfo, Fast and reliable worldwide money transfers, Low, flat fees with no hidden charges, Overseas bill payments and contributions, Real-time transfer status tracking, Biometric login for enhanced security, Pre-purchase foreign currencies

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### POSB digibank

[App page](https://appshunter.io/ios/app/posb-digibank/id1068416633)

Manage your finances with this comprehensive banking app. Easily open accounts, transfer money internationally with no fees, and track your spending. Get personalized insights, investment advice, and even simulate future financial goals.

**Highlights:** Quick account setup, View balance without login, International money transfers, Apply for accounts and loans, Personalized financial insights, Digital investment advice, Sustainability tracking

**Features:** Apple Wallet, Apple Watch app

**In-app purchases:** none

**What reviewers like**

- 👍 User friendly
- 🔒 Secure and trustworthy
- 🚀 Fast and efficient
- 💡 Excellent features

**What reviewers complain about**

- 🐛 App crashes and bugs
- 🤖 Poor customer service
- 🤔 Confusing and cluttered UI

**Reported bugs**

- App freezing and crashing
- Incompatibility with iOS updates
- Digital token setup issues

**Requested features**

- Ability to change registered email
- Improved keyboard functionality
- Overseas transfer feature fix


## Frequently asked questions

### Is Pay2Home free?

Pay2Home is free to download, with no in-app purchases.

### Is POSB digibank free?

POSB digibank is free to download, with no in-app purchases.

### Which has better reviews, Pay2Home or POSB digibank?

Pay2Home is rated higher. Pay2Home averages 5.0 out of 5 from 1 ratings, while POSB digibank averages 4.7 from 794 ratings.

### Do Pay2Home or POSB digibank have ads?

Neither Pay2Home nor POSB digibank shows ads.

### Which is updated more often, Pay2Home or POSB digibank?

Pay2Home ships an update every 5 weeks, and POSB digibank every 5 weeks. Most recently, Pay2Home was updated on September 19, 2026 and POSB digibank on September 20, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*