# Pay2Home vs YouTrip

The clearest difference is review sentiment: Pay2Home at 100% against YouTrip's 43%. Pay2Home also leads on rating (5.0 vs 4.6) and monetization model (free vs free with in-app purchases). YouTrip's advantage is ratings volume (412 vs 1) and update cadence (every 9 days vs monthly). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Pay2Home holds the better App Store score, 5.0 against 4.6. That said, the two scores are not equally well evidenced: YouTrip has 412 ratings behind it against 1, so its average is the more settled of the two. Written reviews point the same way: 100% of Pay2Home's written reviews are positive against 43% of YouTrip's.

Pay2Home ships an update monthly, YouTrip every 9 days. The most recent releases landed on October 7, 2026 and October 29, 2026 respectively.

## The numbers

| Metric | Pay2Home | YouTrip |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (1 ratings)](https://appshunter.io/ios/app/pay2home/id1032614997/reviews)** | [4.6 (412 ratings)](https://appshunter.io/ios/app/youtrip/id1228562274/reviews) |
| Number of ratings | 1 | **412** |
| Positive reviews | **100.0% of reviews** | 42.9% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Monthly | **Every 9 days** |
| Monetization | **Free** | Free with in-app purchases |
| Size | 62 MB | 240 MB |
| Requires iOS | 13.0 | 13.0 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Pay2Home](https://appshunter.io/developer/1032614996) | [You Technologies Group](https://appshunter.io/developer/1228562273) |

## What reviewers say

### Pay2Home

[App page](https://appshunter.io/ios/app/pay2home/id1032614997)

Send money globally with ease and security. This app allows for fast, convenient transfers with low, flat fees and no hidden charges. Track your transactions, pay bills overseas, and even collect cash at select locations.

**Highlights:** Instant sign-up with Singpass MyInfo, Fast and reliable worldwide money transfers, Low, flat fees with no hidden charges, Overseas bill payments and contributions, Real-time transfer status tracking, Biometric login for enhanced security, Pre-purchase foreign currencies

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### YouTrip

[App page](https://appshunter.io/ios/app/youtrip/id1228562274)

A multi-currency mobile wallet and Mastercard that enables seamless spending in over 150 countries. It offers competitive exchange rates and no foreign transaction fees, making it ideal for international travel and online shopping.

**Highlights:** Multi-currency mobile wallet, Mastercard for global spending, Best exchange rates, Zero foreign transaction fees, Fee-less ATM withdrawals, Instant transaction notifications, Card lock and security features

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 💰 Competitive exchange rates
- 💳 Convenient for travelers
- ✅ Easy to use interface
- ✈️ Multi-currency support
- 💸 No hidden fees

**What reviewers complain about**

- 🐛 App instability/crashing
- ⏳ Slow loading times
- ❌ Verification issues
- 🚫 Marketing notifications cannot be turned off
- ⚠️ Money stuck/pending

**Reported bugs**

- App freezes
- App is unstable in the UK
- Cannot load transactions
- Money transferred is pending for many hours
- Debit card fails

**Requested features**

- Support for iPad
- Option to turn off advert notifications
- Ability to transfer money between cards (international currency)
- Price rate notifications
- Dark mode


## Frequently asked questions

### Is Pay2Home free?

Pay2Home is free to download, with no in-app purchases.

### Is YouTrip free?

YouTrip is free to download, with no in-app purchases.

### Which has better reviews, Pay2Home or YouTrip?

Pay2Home is rated higher. Pay2Home averages 5.0 out of 5 from 1 ratings, while YouTrip averages 4.6 from 412 ratings.

### Do Pay2Home or YouTrip have ads?

Neither Pay2Home nor YouTrip shows ads.

### Which is updated more often, Pay2Home or YouTrip?

Pay2Home ships an update monthly, and YouTrip every 9 days. Most recently, Pay2Home was updated on October 7, 2026 and YouTrip on October 29, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*