# MCCU vs MPECU App

MCCU and MPECU App both sit at 4.7 stars, but that hides the real split: 100% of MPECU App's written reviews are positive against 54% of MCCU's. MPECU App also leads on update cadence (monthly vs every 6 months). MCCU's advantage is ratings volume (5.1K vs 388) and iOS requirement (15.0 vs 18.4). On price, rating, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.7 for MCCU against 4.8 for MPECU App. That said, the two scores are not equally well evidenced: MCCU has 5.1K ratings behind it against 388, so its average is the more settled of the two. Written reviews are what separate them: 54% of MCCU's written reviews are positive against 100% of MPECU App's.

MCCU ships an update every 6 months, MPECU App monthly. The most recent releases landed on November 6, 2026 and November 3, 2026 respectively.

## The numbers

| Metric | MCCU | MPECU App |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.7 (5.1K ratings)](https://appshunter.io/ios/app/mccu-mobile/id1033259973/reviews) | **[4.8 (388 ratings)](https://appshunter.io/ios/app/mpecu-app/id6447270034/reviews)** |
| Number of ratings | **5.1K** | 388 |
| Positive reviews | 54.3% of reviews | **100.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 6 months | **Monthly** |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Size | 122 MB | 197 MB |
| Requires iOS | **15.0** | 18.4 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Members Cooperative Credit Union](https://appshunter.io/developer/506659266) | [Minnesota Power Employees CU](https://appshunter.io/developer/940842393) |

## What reviewers say

### MCCU

[App page](https://appshunter.io/ios/app/mccu-mobile/id1033259973)

Manage your finances on the go with this mobile banking application. Access account balances, transfer funds, pay bills, and deposit checks anytime, anywhere. Locate nearby branches and ATMs, and send money to friends and family.

**Highlights:** Check account balances and transactions, Transfer funds between accounts, Pay bills, Deposit checks via mobile, Find branches and ATMs, Send and receive money with Zelle

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use
- 🚀 Convenient mobile banking
- 💳 Good banking services
- 🤝 Friendly and helpful staff

**What reviewers complain about**

- 🐛 Buggy and glitchy app
- ⏱️ Slow and unresponsive
- 🔒 Security issues with login
- 💻 Not optimized for tablets/iPads

**Reported bugs**

- Frequent crashes and login issues
- Mobile deposit not working
- Accounts not syncing properly
- App freezes and becomes unresponsive

**Requested features**

- Dark mode support
- Mobile check deposit
- Ability to see full account details
- Improved widget support


### MPECU App

[App page](https://appshunter.io/ios/app/mpecu-app/id6447270034)

Manage your finances with this app, offering tools to organize transactions, set alerts, make payments, and transfer money. It also allows for mobile check deposits, debit card management, and finding nearby branches and ATMs.

**Highlights:** Organize transactions with tags, notes, and photos, Set balance alerts, Make payments and transfer money, Deposit checks via photo, Manage debit cards, View monthly statements, Find branches and ATMs

**Features:** Apple Wallet

**In-app purchases:** none


## Frequently asked questions

### Is MCCU free?

MCCU is free to download, with no in-app purchases.

### Is MPECU App free?

MPECU App is free to download, with no in-app purchases.

### Which has better reviews, MCCU or MPECU App?

MPECU App is rated higher. MCCU averages 4.7 out of 5 from 5.1K ratings, while MPECU App averages 4.8 from 388 ratings.

### Do MCCU or MPECU App have ads?

Neither MCCU nor MPECU App shows ads.

### Which is updated more often, MCCU or MPECU App?

MCCU ships an update every 6 months, and MPECU App monthly. Most recently, MCCU was updated on November 6, 2026 and MPECU App on November 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*