# Novation vs GMSB&GO

The clearest difference is update cadence: GMSB&GO at monthly against Novation's every 4 months. GMSB&GO also leads on review sentiment (75% vs 61%). Novation's advantage is ratings volume (763 vs 194). On price, rating, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.8 for Novation against 4.8 for GMSB&GO. Both are backed by a comparable volume of ratings — 763 and 194 respectively. Written reviews are what separate them: 61% of Novation's written reviews are positive against 75% of GMSB&GO's.

Novation ships an update every 4 months, GMSB&GO monthly. The most recent releases landed on November 6, 2026 and November 7, 2026 respectively.

## The numbers

| Metric | Novation | GMSB&GO |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.8 (763 ratings)](https://appshunter.io/ios/app/novation/id1034351144/reviews) | **[4.8 (194 ratings)](https://appshunter.io/ios/app/gmsb-and-go/id1587186932/reviews)** |
| Number of ratings | **763** | 194 |
| Positive reviews | 61.1% of reviews | **75.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 4 months | **Monthly** |
| Monetization | Free | Free |
| Size | 103 MB | 197 MB |
| Requires iOS | **17.0** | 18.4 |
| Devices | iPhone, iPad | iPhone, iPad |
| Age rating | 4+ | 12+ |
| Developer | [Novation Credit Union](https://appshunter.io/developer/546718332) | [Grand Marais State Bank (INC)](https://appshunter.io/developer/1038134396) |

## What reviewers say

### Novation

[App page](https://appshunter.io/ios/app/novation/id1034351144)

Manage your finances conveniently from your mobile device. Perform banking tasks like checking balances, paying bills, transferring funds, and depositing checks. Locate nearby branches and ATMs, and securely communicate with the bank.

**Highlights:** Manage accounts, Pay bills and credit cards, Transfer money, Deposit checks, Find ATMs and branches, Send messages

**Features:** Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Easy-to-use interface for account management
- 💰 Convenient bill payment and fund transfers
- 📱 Accessible across multiple devices (iPhone, iPad)
- 💳 Online check deposit functionality
- 🏦 No ATM fees and no checking account fees

**What reviewers complain about**

- 🐛 Frequent login failures and server glitches
- 🐛 Check capture/eDeposit consistently failing
- 🐛 Credit card statement viewing broken after updates
- 🐛 Persistent pop-up requiring card re-addition despite card being present
- 🐛 Recent transactions unable to display

**Reported bugs**

- Login system unreliable - frequent authentication failures
- Check image capture failing repeatedly
- Credit card statement viewing non-functional
- Pop-up modal appears repeatedly asking to add card when card already exists
- Recent transactions view unavailable

**Requested features**

- Shared online check registry for multiple account holders
- Improved camera sensitivity for check deposits
- Ability to open and print credit card statements


### GMSB&GO

[App page](https://appshunter.io/ios/app/gmsb-and-go/id1587186932)

Aggregate all your financial accounts into one secure, easy-to-use platform. Manage transactions, make payments, deposit checks, and set up alerts to stay on top of your finances.

**Highlights:** Aggregate financial accounts, Organize transactions with tags and notes, Set balance alerts, Make payments and transfer money, Mobile check deposit, Debit card management, Find branches and ATMs

**Features:** Apple Wallet

**In-app purchases:** none


## Frequently asked questions

### Is Novation free?

Novation is free to download, with no in-app purchases.

### Is GMSB&GO free?

GMSB&GO is free to download, with no in-app purchases.

### Which has better reviews, Novation or GMSB&GO?

GMSB&GO is rated higher. Novation averages 4.8 out of 5 from 763 ratings, while GMSB&GO averages 4.8 from 194 ratings.

### Do Novation or GMSB&GO have ads?

Neither Novation nor GMSB&GO shows ads.

### Which is updated more often, Novation or GMSB&GO?

Novation ships an update every 4 months, and GMSB&GO monthly. Most recently, Novation was updated on November 6, 2026 and GMSB&GO on November 7, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*