# 海豚财富（华林财富） vs SocialPay

The clearest difference is review sentiment: 海豚财富（华林财富） at 91% against SocialPay's 21%. 海豚财富（华林财富） also leads on iOS requirement (13.0 vs 15.0). SocialPay's advantage is rating (3.7 vs 3.3) and ratings volume (78 vs 7). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

SocialPay holds the better App Store score, 3.7 against 3.3. That said, the two scores are not equally well evidenced: SocialPay has 78 ratings behind it against 7, so its average is the more settled of the two. Written reviews complicate that: 91% of 海豚财富（华林财富）'s written reviews are positive against 21% of SocialPay's, so the app with the better star average is not the one people write more warmly about.

海豚财富（华林财富） ships an update every 2 months, SocialPay every 3 weeks. The most recent releases landed on October 13, 2026 and October 14, 2026 respectively.

## The numbers

| Metric | 海豚财富（华林财富） | SocialPay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.3 (7 ratings)](https://appshunter.io/ios/app/app/id1037731696/reviews) | **[3.7 (78 ratings)](https://appshunter.io/ios/app/socialpay/id1152919460/reviews)** |
| Number of ratings | 7 | **78** |
| Positive reviews | **91.3% of reviews** | 21.4% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 2 months | **Every 3 weeks** |
| Monetization | Free | Free |
| Size | 102 MB | 180 MB |
| Requires iOS | **13.0** | 15.0 |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [chinalin securities Co .,Ltd](https://appshunter.io/developer/919366220) | [Golomt Bank](https://appshunter.io/developer/531302620) |

## What reviewers say

### 海豚财富（华林财富）

[App page](https://appshunter.io/ios/app/app/id1037731696)

This app provides a comprehensive mobile platform for investment and wealth management. It offers services like stock and fund trading, account opening, real-time market data, and intelligent investment advice. Users can also access financial news and manage their investment portfolios.

**Highlights:** Fast account opening, Stock price prediction, One-click IPO subscription, Securities trading (HK stocks, margin trading), Real-time market quotes, Price alerts, Fund marketplace, Financial news and market insights

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### SocialPay

[App page](https://appshunter.io/ios/app/socialpay/id1152919460)

This app simplifies daily life by offering various services in one place. It enables fast and easy money transfers via phone number with no fees. Advanced technology allows voice-to-text transactions, and users can customize the app's appearance. It supports interbank transfers, digital wallet payments, and international transactions.

**Highlights:** Money transfer by phone number, Voice-to-text transaction technology, Customizable app themes, Interbank transfers, Digital wallet for payments, Virtual debit/credit cards, International payments via UnionPay QR/Barcode

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is 海豚财富（华林财富） free?

海豚财富（华林财富） is free to download, with no in-app purchases.

### Is SocialPay free?

SocialPay is free to download, with no in-app purchases.

### Which has better reviews, 海豚财富（华林财富） or SocialPay?

SocialPay is rated higher. 海豚财富（华林财富） averages 3.3 out of 5 from 7 ratings, while SocialPay averages 3.7 from 78 ratings.

### Do 海豚财富（华林财富） or SocialPay have ads?

Neither 海豚财富（华林财富） nor SocialPay shows ads.

### Which is updated more often, 海豚财富（华林财富） or SocialPay?

海豚财富（华林财富） ships an update every 2 months, and SocialPay every 3 weeks. Most recently, 海豚财富（华林财富） was updated on October 13, 2026 and SocialPay on October 14, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*