# FGTS vs next

The clearest difference is ratings volume: FGTS at 18K against next's 1.1K. next's advantage is review sentiment (28% vs 14%) and update cadence (every 2 weeks vs every 4 weeks). On price, rating, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.8 for FGTS against 4.7 for next. That said, the two scores are not equally well evidenced: FGTS has 18K ratings behind it against 1.1K, so its average is the more settled of the two. Written reviews are what separate them: 14% of FGTS's written reviews are positive against 28% of next's.

FGTS ships an update every 4 weeks, next every 2 weeks. Both last shipped on November 6, 2026.

## The numbers

| Metric | FGTS | next |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (18K ratings)](https://appshunter.io/ios/app/fgts/id1038441027/reviews)** | [4.7 (1.1K ratings)](https://appshunter.io/ios/app/next-conta-digital-e-cartao/id1133682678/reviews) |
| Number of ratings | **18K** | 1.1K |
| Positive reviews | 13.8% of reviews | **28.3% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 4 weeks | **Every 2 weeks** |
| Monetization | Free | Free |
| Size | 95 MB | 649 MB |
| Requires iOS | 15.0 | 15.0 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | +4 |
| Developer | [Caixa Econômica Federal](https://appshunter.io/developer/490255968) | [BANCO BRADESCO S.A.](https://appshunter.io/developer/668665076) |

## What reviewers say

### FGTS

[App page](https://appshunter.io/ios/app/fgts/id1038441027)

Easily manage your FGTS funds. Check your balance, view deposits, print statements, and opt for the Birthday Withdrawal. Request various types of withdrawals directly through the app and update your personal information.

**Highlights:** Check FGTS balance and statements, Choose withdrawal system (Rescission or Birthday), Digital withdrawal for termination and retirement, Request withdrawals for other reasons, Link bank accounts for deposits, Authorize financial institutions to view FGTS info, Update address

**Features:** Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Agilidade e praticidade
- 🚀 Excelente ferramenta de consulta
- 🚀 Facilidade e claridade

**What reviewers complain about**

- 🐛 Aplicativo não funciona
- 🐛 Não funciona no iPhone X e XS
- 🐛 Não funciona no exterior
- 🐛 Não salva login
- 🐛 Erros e bugs

**Reported bugs**

- Não consegue fazer login
- Não consegue cadastrar conta bancária
- Não consegue fazer upload de documentos
- Não consegue realizar saque
- Não mostra todas as contas do FGTS

**Requested features**

- Poder trocar o SMS para e-mail
- Permitir cadastro de conta bancária
- Permitir alterar dados cadastrais
- Aceitar mais tipos de arquivos para upload


### next

[App page](https://appshunter.io/ios/app/next-conta-digital-e-cartao/id1133682678)

Manage your finances with a 100% digital account and a free, no-annual-fee card. Organize your life, make secure payments, invest, and access exclusive discounts. Features include open finance, contactless payments, and a dedicated account for minors.

**Highlights:** Digital account and free international card, Open Finance integration, Contactless payments via Apple Pay, Google Pay, Samsung Pay, Investments starting from R$1, Discounts and rewards program, Dedicated account for minors (nextJoy)

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 💳 Excellent bank card
- 💰 No banking fees
- 🚀 Easy to use app
- 🎁 Enjoyable perks/rewards

**What reviewers complain about**

- 🐛 App crashes and bugs
- ⏱️ Slow app performance
- 🤖 Poor chatbot/customer support
- 🔒 Security issues
- 💳 Trouble with card activation/usage

**Reported bugs**

- App not compatible with latest iOS versions
- Inability to complete account setup/onboarding
- Trouble accessing account and making transactions
- Incorrect transaction details and balances

**Requested features**

- Add instant TED transfers
- Improve transaction history and statements
- Allow customization of app layout and features
- Integrate with mobile wallets like Apple Pay


## Frequently asked questions

### Is FGTS free?

FGTS is free to download, with no in-app purchases.

### Is next free?

next is free to download, with no in-app purchases.

### Which has better reviews, FGTS or next?

FGTS is rated higher. FGTS averages 4.8 out of 5 from 18K ratings, while next averages 4.7 from 1.1K ratings.

### Do FGTS or next have ads?

Neither FGTS nor next shows ads.

### Which is updated more often, FGTS or next?

FGTS ships an update every 4 weeks, and next every 2 weeks. Most recently, FGTS was updated on November 6, 2026 and next on November 6, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*