# Hang Seng Personal Banking vs 富蘭克林 國民e帳戶

The clearest difference is review sentiment: 富蘭克林 國民e帳戶 at 61% against Hang Seng Personal Banking's 5%. 富蘭克林 國民e帳戶 also leads on ads (none vs shown) and monetization model (free vs free with in-app purchases). On price, update cadence, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Hang Seng Personal Banking ships an update every 3 weeks, 富蘭克林 國民e帳戶 every 5 weeks. The most recent releases landed on October 16, 2026 and October 12, 2026 respectively.

## The numbers

| Metric | Hang Seng Personal Banking | 富蘭克林 國民e帳戶 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[1.8 (90 ratings)](https://appshunter.io/ios/app/hang-seng-personal-banking/id1039256353/reviews)** | — |
| Number of ratings | **90** | — |
| Positive reviews | 5.1% of reviews | **60.7% of reviews** |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | **Every 3 weeks** | Every 5 weeks |
| Monetization | Free with in-app purchases | **Free** |
| Size | 761 MB | 75 MB |
| Requires iOS | **15.0** | 15.6 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Hang Seng Bank Limited](https://appshunter.io/developer/363702207) | [富蘭克林證券投資顧問股份有限公司](https://appshunter.io/developer/508740160) |

## What reviewers say

### Hang Seng Personal Banking

[App page](https://appshunter.io/ios/app/hang-seng-personal-banking/id1039256353)

Manage your personal finances, make payments, and access investment services securely. Open accounts, deposit checks, and even get cash without an ATM card. Enjoy personalized notifications and 24/7 support.

**Highlights:** Mobile account opening, Real-time transfers and bill payments, Secure login with biometrics, Mobile cheque deposit, Cash withdrawal without ATM card, Personalized user interface, 24/7 Live Chat and Virtual Assistant

**In-app purchases:** none

**What reviewers like**

- ✨ Nice and appealing design

**What reviewers complain about**

- 🐌 Extremely slow updates
- 🐌 Painfully slow performance
- 🐛 Frequent app crashes
- 🐛 Login issues
- ❓ Unclear instructions

**Reported bugs**

- App crashes on opening
- Login errors blaming user's network
- Verification emails delayed or expired
- Cannot find PIN and username within the app
- App requires update almost every time it's opened

**Requested features**

- Allow local USD transfers
- Improve overseas accessibility
- Provide better online assistance
- Allow using old complex passwords
- Add Touch ID support


### 富蘭克林 國民e帳戶

[App page](https://appshunter.io/ios/app/e/id1508279002)

This app simplifies mutual fund investing, allowing users to open accounts, select funds, and manage investments easily. It offers personalized investment portfolios, market insights, and access to financial advisors.

**Highlights:** Quick account opening in 3 minutes, Extensive fund selection with easy filtering, Automated investment portfolio with robot advisor, 24/7 online customer service and digital advisors, Daily market trend analysis and news summaries, Access to market videos and reports

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is Hang Seng Personal Banking free?

Hang Seng Personal Banking is free to download, with no in-app purchases.

### Is 富蘭克林 國民e帳戶 free?

富蘭克林 國民e帳戶 is free to download, with no in-app purchases.

### Do Hang Seng Personal Banking or 富蘭克林 國民e帳戶 have ads?

Hang Seng Personal Banking shows ads; 富蘭克林 國民e帳戶 does not.

### Which is updated more often, Hang Seng Personal Banking or 富蘭克林 國民e帳戶?

Hang Seng Personal Banking ships an update every 3 weeks, and 富蘭克林 國民e帳戶 every 5 weeks. Most recently, Hang Seng Personal Banking was updated on October 16, 2026 and 富蘭克林 國民e帳戶 on October 12, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*