# CFCU Mobile vs CAFCU

The clearest difference is ads: CFCU Mobile at none against CAFCU's shown. CFCU Mobile also leads on ratings volume (12K vs 47) and update cadence (monthly vs every 4 months). CAFCU's advantage is review sentiment (100% vs 81%). On price, rating, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.9 for CFCU Mobile against 4.8 for CAFCU. That said, the two scores are not equally well evidenced: CFCU Mobile has 12K ratings behind it against 47, so its average is the more settled of the two. Written reviews are what separate them: 81% of CFCU Mobile's written reviews are positive against 100% of CAFCU's.

CFCU Mobile ships an update monthly, CAFCU every 4 months. The most recent releases landed on October 28, 2026 and October 24, 2026 respectively.

## The numbers

| Metric | CFCU Mobile | CAFCU |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.9 (12K ratings)](https://appshunter.io/ios/app/cfcu-mobile/id1039463872/reviews)** | [4.8 (47 ratings)](https://appshunter.io/ios/app/cafcu/id1449991731/reviews) |
| Number of ratings | **12K** | 47 |
| Positive reviews | 81.3% of reviews | **100.0% of reviews** |
| In-app purchases | No | No |
| Ads | **No** | Yes |
| Update frequency | **Monthly** | Every 4 months |
| Monetization | **Free** | Ad-supported |
| Size | 182 MB | 98 MB |
| Requires iOS | 16.0 | **15.0** |
| Devices | iPhone, iPad | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Communication Federal Credit Union](https://appshunter.io/developer/587276477) | [California Adventist Credit Union](https://appshunter.io/developer/1449991730) |

## What reviewers say

### CFCU Mobile

[App page](https://appshunter.io/ios/app/cfcu-mobile/id1039463872)

Access your accounts 24/7 with this mobile banking app. Deposit checks remotely, view balances and history, transfer funds, and locate branches or ATMs. Manage multiple memberships and enjoy secure, real-time transactions.

**Highlights:** Remote check deposit, Account balance and history viewing, Fund transfers, Branch and ATM locator, Bill pay, SMS text banking and alerts

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Great customer service
- 🚀 Convenient mobile banking
- 💡 Helpful budgeting tools
- 🔒 Secure banking experience
- 🤝 Positive long-term relationships

**What reviewers complain about**

- 🐛 Frequent app maintenance/downtime
- 🔍 Difficulty linking accounts
- 📱 Suboptimal mobile app experience
- 💻 Outdated desktop platform
- 🤔 Inconsistent notification system

**Reported bugs**

- Login issues after app updates
- Inability to access bill pay and transfer features
- Mobile deposit not working as expected
- Calendar functionality not working correctly

**Requested features**

- Add note functionality for internal transfers
- Implement dark mode option
- Improve mobile deposit feature reliability
- Enhance account aggregation capabilities


### CAFCU

[App page](https://appshunter.io/ios/app/cafcu/id1449991731)

Manage your finances on the go with this mobile banking app. Check balances, review transactions, transfer funds between accounts, and pay bills securely from your device. Access is free, but data rates may apply.

**Highlights:** Check account balances, Review recent transactions, Transfer funds between accounts, View and pay bills, Secure access

**In-app purchases:** none


## Frequently asked questions

### Is CFCU Mobile free?

CFCU Mobile is free to download, with no in-app purchases.

### Is CAFCU free?

CAFCU is free to download, with no in-app purchases.

### Which has better reviews, CFCU Mobile or CAFCU?

CFCU Mobile is rated higher. CFCU Mobile averages 4.9 out of 5 from 12K ratings, while CAFCU averages 4.8 from 47 ratings.

### Do CFCU Mobile or CAFCU have ads?

CAFCU shows ads; CFCU Mobile does not.

### Which is updated more often, CFCU Mobile or CAFCU?

CFCU Mobile ships an update monthly, and CAFCU every 4 months. Most recently, CFCU Mobile was updated on October 28, 2026 and CAFCU on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*