# CFCU Mobile vs Metro Bank Authenticator

The clearest difference is review sentiment: CFCU Mobile at 81% against Metro Bank Authenticator's 0%. CFCU Mobile also leads on update cadence (monthly vs every 12 months). Metro Bank Authenticator's advantage is iOS requirement (14.0 vs 16.0). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

CFCU Mobile ships an update monthly, Metro Bank Authenticator every 12 months. The most recent releases landed on November 13, 2026 and November 3, 2026 respectively.

## The numbers

| Metric | CFCU Mobile | Metro Bank Authenticator |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.9 (13K ratings)](https://appshunter.io/ios/app/cfcu-mobile/id1039463872/reviews)** | — |
| Number of ratings | **13K** | — |
| Positive reviews | **81.3% of reviews** | 0.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Monthly** | Every 12 months |
| Monetization | Free | Free |
| Size | 182 MB | 12 MB |
| Requires iOS | 16.0 | **14.0** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Communication Federal Credit Union](https://appshunter.io/developer/587276477) | [MetroBank](https://appshunter.io/developer/854725531) |

## What reviewers say

### CFCU Mobile

[App page](https://appshunter.io/ios/app/cfcu-mobile/id1039463872)

Access your accounts 24/7 with this mobile banking app. Deposit checks remotely, view balances and history, transfer funds, and locate branches or ATMs. Manage multiple memberships and enjoy secure, real-time transactions.

**Highlights:** Remote check deposit, Account balance and history viewing, Fund transfers, Branch and ATM locator, Bill pay, SMS text banking and alerts

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Great customer service
- 🚀 Convenient mobile banking
- 💡 Helpful budgeting tools
- 🔒 Secure banking experience
- 🤝 Positive long-term relationships

**What reviewers complain about**

- 🐛 Frequent app maintenance/downtime
- 🔍 Difficulty linking accounts
- 📱 Suboptimal mobile app experience
- 💻 Outdated desktop platform
- 🤔 Inconsistent notification system

**Reported bugs**

- Login issues after app updates
- Inability to access bill pay and transfer features
- Mobile deposit not working as expected
- Calendar functionality not working correctly

**Requested features**

- Add note functionality for internal transfers
- Implement dark mode option
- Improve mobile deposit feature reliability
- Enhance account aggregation capabilities


### Metro Bank Authenticator

[App page](https://appshunter.io/ios/app/metro-bank-authenticator/id1524446800)

This app provides a secure and convenient way for Metro Bank Business customers to authenticate online banking actions. It replaces the need for a physical security device, allowing for quick verification of logins, payments, and account changes directly from your mobile.

**Highlights:** Authenticate online banking actions, Secure login verification, Approve new payment setups, Confirm account changes, Replaces physical security devices, Convenient mobile authentication

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is CFCU Mobile free?

CFCU Mobile is free to download, with no in-app purchases.

### Is Metro Bank Authenticator free?

Metro Bank Authenticator is free to download, with no in-app purchases.

### Do CFCU Mobile or Metro Bank Authenticator have ads?

Neither CFCU Mobile nor Metro Bank Authenticator shows ads.

### Which is updated more often, CFCU Mobile or Metro Bank Authenticator?

CFCU Mobile ships an update monthly, and Metro Bank Authenticator every 12 months. Most recently, CFCU Mobile was updated on November 13, 2026 and Metro Bank Authenticator on November 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*